Deal has ended, view more bank account bonuses by clicking here.
Update 6/1/20: Deal is back and valid until June 15th, 2020. Hat tip to Gotham
Offer at a glance
- Maximum bonus amount: $100
- Availability: Must reside in Virginia, Maryland or North Carolina
- Direct deposit required: Â Direct deposits of $1,000+ required within 90 days of account opening
- Additional requirements:Â
- Hard/soft pull: SoftÂ
- ChexSystems: Yes, Inquiry sensitive
- Credit card funding: Up to $1,500Â
- Monthly fees:Â None
- Early account termination fee: 180 days, $25
- Expiration date:
December 30th, 2016May 31st, 2017Â June 30th, 2017 November 18th, 2017July 31st, 2018November 30th, 2018August 31st, 2019May 31st, 2020
The Offer
- Receive a sign up bonus of $100 when you open a new free checking account with Union Bank & Trust and complete the following:
- Set up a recurring direct deposit in which deposits of greater than $1,000 are made within 90 days of account opening
The Fine Print
- In order to qualify for the $100 cash bonus, you must (1) open a new personal checking account at atlanticunionbank.com by May 31, 2020, AND (2) set up a recurring qualified direct deposit*** in which deposits of $1,000 or greater are received within 90 days of account opening.
- Cash bonus is only available to new customers that do not currently have a personal checking account or direct deposit history with us within the prior 12 months and have not previously received a cash bonus.
- Bonus may not be combined with any other offer and may be withdrawn without notice.
- All accounts are subject to approval. $100 Cash Bonus Payment: $100 cash bonus will be credited to your new checking account within 120 days of account opening and after all terms of offer are met.
- Your checking account must be in good standing at time of payment to receive cash bonus award.
- Cash bonus value will be reported to IRS as taxable income.
- Offer only available for Free Checking, ThankU Checking, and Loyalty Checking accounts opened online at atlanticunionbank.com.
Avoiding Fees
The free checking account has no monthly fee to worry about. Â According to the fee schedule you’ll be charged an early account termination fee of $25 if the account is closed within 180 days of opening.
Bonus History
- Bonus is back and valid until November 30th, 2018. Hat tip to reader SG &Â neverchurningbutter
- Bonus is back and valid until July 31st, 2018. Thanks to reader Gadget. They might also allow you to open if you’re in NC now as well.
- Offer is back and valid until November 18th, 2017 now. Hat tip to reader Humberto de Richmond
Our Verdict
Offer is significantly better than it was before as you can open online and there is no monthly fee to worry about. Still by no means the best checking sign up bonus, but better than it previously was especially with the credit card funding. As always share your data points in the comments below.
Big thanks to reader, Curmudgeon & Gadget who let us know. Please consider sharing bank bonuses with this site so we can make it even better.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Post history:
- Update 5/16/20: Deal is back and valid until May 31st, 2020. Hat tip to meed18
- Update 7/13/19: Deal is back and now called Atlantic Union Bank for those in VA & MD (previously Union Bank). Hat tip to reader Gadget
- Update 2/10/19: Bonus is back and valid until April 14th, 2019
DP – Bonus-earning and account-closing data points:
– 6/12/2020 – Account (Free Checking) opened
– 6/15/2020 – Deposited $1450 into the account from E*Trade
– 6/17/2020 – Deposited $1050 into the account from Chase
– 7/27/2020 – Deposited $1030 into the account from Chase
– 7/30/2020 – $100 bonus deposited into account
– 6/24/2021 – Requested that account be closed (over-the-phone).
– 6/25/2021 – Account closed
05/19 – Account Opened
05/29 – Real DD
06/15 – Real DD
06/30 – Real DD
07/30 – $100 Credited
Alliant still works for DD as well.
6/15/20 – Opened account and funded $1500 CC (BoA Premium)
7/6/20 – $1025 deposit from Chase (JPMorgan Chase/Ext / TrnsfrNAME)
7/13/20 – $1000 deposit from PayPal (PAYPAL/TRANSFERNAME)
7/30/20 – $100 bonus posted
Didn’t think the bonus was going to post based on how they coded. Will be opening the tiered bonus for P2 now.
5/17/20 – Opened account and funded $1500 with Citi Double Cash
5/21/20 – $1005 deposit from Ally
6/6/20 – $1000 deposit from Ally
7/7/20 – $500 deposit from Ally
7/30/20 – $100 bonus posted
5/17/20 – Opened account and funded $1500 with Citi Double Cash
5/21/20 – $1005 deposit from Ally
6/6/20 – $1000 deposit from Ally
7/7/20 – $500 deposit from Ally
7/30/20 – $100 bonus posted
Atlantic Union Bank $100 Checking Bonus DP
– 6/15 – Account opened online
– 6/30 – $1K Employer DD posted
– 7/15 – $100 Employer DD posted
– 7/30 – $100 bonus posted to Checking account
Was able to close account via Secure Message.
Bonus finally posted today! Wasn’t very confident about this one.
There is a new tiered bonus for checking accounts at the below link. $100/$350/$600 with varying requirements. Expires 8/31/20.
https://www.atlanticunionbank.com/personal/checking
William Charles
5/27 – Opened account
6/12 – Real payroll DD over 1k
6/26 – Real payroll DD over 1k
7/10 – No bonus yet.
“$100 cash bonus will be credited to your new checking account within 120 days of account opening and after all terms of offer are met”