The Offer
- Signup for the Citi Premier card and get 40,000 ThankYou points as a bonus after you spend $3,000 within the first three months
Card Details
- Annual fee of $95 is not waived the first year
- Card earns at the following rates:
- 3x on travel
- 2x on dining and entertainment
- 1x on all other purchases
- Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months
Our Verdict
Bummer that we aren’t seeing the 50k offer with annual fee waived the first year which was the standard offer a while back, but at least this is something.
Since Citi switched the rules to limit bonuses only for those who haven’t opened or closed any of the three ThankYou versions within 24-months, these offers won’t apply for most of us. If you are eligible, it might make more sense to go for the 50k Prestige offer instead.
You can learn more about Citi credit cards by reading this post.
Hat tip to uscreditcardguide
First you open a card and then after 6 months to a year you close the card, that means closing of a card is always later than opening. Does this mean, you must not have closed the card in last 24 months? Open/close wording is confusing.
Never had a THankyou card before and was considering this when I read the title but seeing that annual is not waived just makes it much less attractive.
If only I could spend three grand in three months..
You can add the $400 bonus Citi account checking account for modestly more Thank You Points.
What I do not understand if value of Thank You points vs Cash / statement credit … other points programs. Without that info, this is meaningless to me.
There are lots of sources for this out there…look it up?