[Expired] [Targeted] Bank of America: $20 Bonus When You Pay Your Credit Card Via Mobile App

This deal has expired, view more Bank of America deals here.

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘Get a $20 bonus’

  • Bank of America is offering some credit cardholders a $20 bonus when they download the Bank of America mobile banking app and pay a Bank of America credit card with the app by May 1st, 2018

The Fine Print

  • This offer is limited to those individuals who received an e-mail from Bank of America about this offer; only the named recipients are eligible for the bonus. Offer expires on May 1, 2018. This offer is intended for new users of the Bank of America Mobile Banking app only.
  • To qualify for this $20 Mobile Banking app offer:
    • (1) Download and log into the Bank of America Mobile Banking app on a compatible mobile device by visiting your app store by April 1, 2018.
    • (2) TO RECEIVE $20, use your Mobile Banking app to pay at least the minimum payment due on your Bank of America credit card bill on or before your established due date, but no later than May 1, 2018.
  • Additional Terms and Conditions: If you meet all the requirements to receive the $20 Mobile Banking app bonus, we will attempt to post a statement credit for the earned bonus directly into your credit card account within sixty (60) days of meeting the qualifications for the earned bonus.
  • The statement credit will generally be applied to your existing balance with the highest APR before being applied to any balances with lower APRs.
  • Receipt of a statement credit does not affect your responsibility to pat your Total Minimum Payment shown on each statement you receive from us.
  • The value of this bonus may constitute taxable income to you. Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of the bonus. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

Our Verdict

Obviously not the biggest bonus, but shouldn’t be too difficult to meet the requirements if you are targeted.

Hat tip to reader Nathan P & @RobertDwyer

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16 Comments
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Santorini
Santorini (@guest_577241)
April 3, 2018 19:30

I got the BoA $20 mobile credit today after fulfilling the requirement on 2/23/18.

SamSimon
SamSimon (@guest_569184)
March 12, 2018 18:07

I saw this offer AFTER I logged out from my online account.

-G-
-G- (@guest_561108)
February 15, 2018 23:23

Thanks DoC!

Corgiiscute
Corgiiscute (@guest_560886)
February 15, 2018 17:19

Are we sure that the offer is only available by email invitation? I went to their site a couple of nights ago, and the offer was on the main page. I never got an email from them about it, though. Here’s the link:

https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/?feature=mobileccaoffer20C&cm_sp=OLB-Mobile%20Banking-_-NotAssigned-_-OMY4HZ9D01_Hero_NH_20Offer_CCA_learnMoreBtn#mobileccaoffer20cManageAccounts

Corgiiscute
Corgiiscute (@guest_561019)
February 15, 2018 19:21

It was on the main page (www.bankofamerica.com), before I logged in. I checked before I posted, and didn’t see it, but now it’s back up. It shows the offer, and then there’s a blue “Find out how” button that takes me to the link that I posted above.

Corgiiscute
Corgiiscute (@guest_561030)
February 15, 2018 19:34

This is what I’m seeing:
https://i.imgur.com/2FoFWSz.png

boogieforward
boogieforward (@guest_561842)
February 19, 2018 14:49

Fine print on that page says “This offer is limited to those individuals who received an e-mail from Bank of America about this offer; only the named recipients are eligible for the bonus. Offer expires on May 1, 2018. This offer is intended for new users of the Bank of America Mobile Banking app only.”

Bob
Bob (@guest_560880)
February 15, 2018 17:10

Their whole site/app is horrendous — very difficult to figure out compared to any of the 20+ other apps I’ve used. Just horrible!

kumar
kumar (@guest_560804)
February 15, 2018 14:46

My brother got the same offer for his checking ac. He has no credit card from BOA. Requirement 1 is same as above, 2 – Deposit a check or pay a bill with the app by May 1 2018.

Mr G
Mr G (@guest_560768)
February 15, 2018 12:59

Almost 30 year customer with B of A. I’ve told them numerous times it’s BS that people who have stuck with them over the years don’t get anything and people who come in and churn their cards and accounts get bonuses.

J2
J2 (@guest_560807)
February 15, 2018 15:02

What was their response? I have found most companies operate like this. They think you are a happy customer. Might as well join the party and start churning.

Bob
Bob (@guest_560879)
February 15, 2018 17:10

It’s the same with cable/internet companies like Comcast, FIOS, etc. The deals are always for new customers. So churn them — I cancelled my FIOS and my wife signed up, we got faster internet and save $100 per month. Cancel your account, sign up for a new one next year.

Ro
Ro (@guest_560750)
February 15, 2018 11:56

I was targeted for this, will make up for the $15 they charged me to expedite next day delivery for their Premium Rewards card 🙂

Credit
Credit (@guest_560741)
February 15, 2018 11:30

Anyone successful in getting the small business bonus from the bank even if you were not targeted.

I.e were you successful in getting the offer added to your account?