This deal has expired, view the best current checking bonuses here.
Reposting as customers are being told that 10/13 is the new end date. This is being communicated in branch. I know people were making plans for this bonus, so just giving you a heads up it’s being pulled early. I’d call to confirm that it will actually be available on 10/13 before going in, it’s possible 10/12 is the last day.
Offer at a glance
- Maximum bonus amount:Â $500
- Availability:Â 153 Front Street (City Square)Worcester, MA 01608 branch only
- Direct deposit required:Â None
- Additional requirements:Â 12 debit card transactions in November, December & January
- Hard/soft pull:Â Soft pull
- ChexSystems: Yes
- Credit card funding:Â None
- Monthly fees:Â Avoidable
- Early account termination fee:
- Household limit:Â None listed
- Expiration date:Â October 31st, 2018
Contents
The Offer
- Fidelity Bank is offering a bonus of $500 when you open any new CareChecking account at their new branch in Worcester, MA. You also meet the following requirements:
- Make 12 debit card transactions inNovember 2018, December 2018, and January 2019
The Fine Print
- In February 2019, three months from October 31st, you will receive a $500 deposit into your new Fidelity Bank Care Checking account if you open a Fidelity Bank Care Checking account at our new Front St., Worcester, MA location before October 31st and make 12 debit card transactions each month in November 2018, December 2018, and January 2019.
- All account applications are subject to approval.
- The minimum deposit required to open a Fidelity Bank checking account is $25.
- Current Offer is not valid for Fidelity Bank clients with an existing Fidelity Bank checking account and is limited to new checking account clients only.
- Offer valid only for new Care Checking accounts including CareFree, SecureCare, CareMore, and CompleteCare accounts.
- Limit one account per tax reported owner.
- Personal accounts only.
- Account must be opened at our 153 Front St., Worcester, MA location on or before October 31, 2018 to receive the promotional offer.
- Promotional offer subject to change at any time
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
The CareFree account is eligible and this has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not.
Our Verdict
Very rare to see a bonus this big, even rarer to see a bonus this big with no direct deposit requirement. The downside is that you have to open in branch and only one branch is eligible. If you live somewhat near this branch then it’s worth doing, even if you don’t live close then it might be worth a bit of travel to do. We’ve added this to our regional specific best bank account bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
After today Heart of Worcester savings is paying 2.5% on up to 100k and 2.25 on 100-250k
I know this is early, but has anyone heard what the interest rate might be after Apr 30?
Got the bonus as well. Thanks to Doc and the members for this post. I have also opened saving account that time which has 3% rate till end of April. I have to move those funds to else where after April if I get better option on saving that time. As of now in MA, no one beats 3% in saving till $100K
Posted!
Got the bonus as well
Just called the bank, was told that they were still reviewing the accounts and that the bonuses should post by the end of the month.
Thanks for providing an update. I was wondering about it as I checked this morning and still saw no bonus.
Re-checked my account just now, $500 bonus posted!
Wow, so did mine! Nice. Wasn’t there this morning.
Anyone get the bonus yet?
I don’t think it will be any earlier than February 1, maybe the 4th if not automated, based on first line of the fine print.
Per CSR – bonus should post by 2/15/19.
Ugh
Not yet
Was anyone able to create an online banking account? There seem to be no options to do on their homepage.
Found it here: https://www.fidelitybankonline.com/Our-Solutions/Personal-Banking/Managing-Finances/Online-and-Mobile-Banking
Has anyone had success using their card?
No problem using the debit card. Done 12 POS transactions already.
Turns out they don’t like Coke vending machines.
Does amazon $0.50 reload work?
did a trial run, pending description – Point Of Sale Withdrawal / AMAZON.COM
I’m about to find out…
Confirmed by the bank manager (Kathleen T.), this deal has been extended to Monday Oct 15th.
Sunday,10-14. Website now says promotion has ended.
I have heard the manager offering people to come on Monday and get the same offer, but not too many people took her up on that (I *think* there was one guy who did), so maybe they decided not to extend it, or handle it on case-by-case basis tomorrow.
This morning (Oct 13), my wife and I went to the bank around 10:30am. We finally got our turn by 12PM. The bank manager told one of her employees to buy everyone bottles of water and granola bars. Fidelity Bank clearly didn’t need to do this as there was a water fountain. It was a nice touch that was well appreciated by the crowd. By the length of the wait line, people would still be in there till 2pm signing up (2 hrs past closing). All 6 employees were well mannered and handled the situation with professionalism. We were also told that the 3% APY savings account offer (special rate expires in Apr 2019) is a new account promotion, offers when we leave the bank. So, of course I put down $25 to open it just incase I wanted to make use of it. From my first impression, I want to be a long term customer from what I have seen!
I must have been slightly ahead of you in that line, and agree with your comments – employees handled the line exceptionally well.
Too bad we didn’t introduce ourselves. They brought pizza in for those still waiting just before 2 PM. Wow!
Whoa, thats impressive. They really deserve to have our business.
Agreed, the branch workers were excellent. I was one of the last ones there Saturday, and got the free pizza!