Deal has ended, view more bank account bonuses by clicking here.
ank OZK does not endorse the content on the page
Update 10/28/23: $500 bonus in branch available again. Requirements as follows:
Update 10/14/22: Looks like a $500 bonus might now be available with the following requirements:
- Open checking account with a direct deposit totaling $5,000 within 90 days and 10 debit transactions (Signature based POS purchases or pin based purchases) to receive a $450 bonus.
- Open savings account and maintain atleast $750 (need $750 balance on the 90th day from account opening plus the very next day) to receive additional $50 bonus.
Hat tip to 01d-monk
2 – open savings account and maintain atleast $750 in it for the remaining $50.
Update 2/6/20: Bonus also available in FL
Update 2/3/20: Bonus is only available in AR & NC.
Offer at a glance
- Maximum bonus amount:Â $250
- Availability: AR, FL & NC, TX, GAÂ In branch only. Not available at all branches [Branch locator]
- Direct deposit required:Â Yes, $2,000+
- Additional requirements:Â None
- Hard/soft pull:Â Unknown
- ChexSystems: Yes
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â None
- Household limit:Â Unknown
- Expiration date:Â None listed
Contents
The Offer
No direct link to offer, available in branch only
- Bank OZK is offering a bonus of $250 when you open a new checking account and complete the following requirements:
- Receive $2,000 in direct deposits within 120 days of account opening
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account with no monthly fees
Early Account Termination Fee
I wasn’t able to find an early account termination fee in the fee schedule
Our Verdict
Need to know if it’s a hard or soft pull and how many of the branches this is actually available at. Please share your experiences and datapoints in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
I’ve got 250 and 100 bonuses on 03.27 and 03.28. No 150 bonus. Did anybody have the same issue?
150 came a day later 🙂
11/20/24 Opened account
12/23 – 2/24 Real DDs
1/24 – 2/24 Utility bill payments, Amazon reloads
3/20/24 $250 Checking Bonus Offer and $100 Savings Bonus Offer
3/21/24 $150 Checking Bonus Offer
were you targeted by getting a mailer?
No mailer. Applied in branch and bonus offer was attached to account after asking about the promotion.
Opened 11/03/2023
Real Payroll DDs, Amazon $1 reloads for DC Requirement, met Day 30-120 balance requirements.
Received $250 in checking and $100 in Savings on 3/5. Did not receive the additional $150 for maintaining the balance in checking. Will be making an inquiry on this one.
Did you get 150$ bonus? I’ve got 250+100 too but no 150.
MAR 5 2024
150 CHECKING BONUS OFFER (Pending)
Credit
$150.00
MAR 4 2024
CHECKING BONUS OFFER
Credit
$250.00
MAR 4 2024
SAVINGS BONUS OFFER
Credit
$100.00
What was your open date?
Got a 1099, but the offer required debit purchases. Shouldn’t this then be non taxable as a rebate for spend?
paypal payments show up as POS purchase i guess thats good?
I tried to sign up today. The person I spoke with said that there are no available bonuses in Georgia.
Drove 90 minutes and got denied lol
LOL! How long were you in the bank before they told you to pound sand?
They called me back next day. I did get to go to this fancy steakhouse in the small town though so I’m not too upset about it.
Ooof. It’s the journey not the destination.
Promo is not eligible on GA. Just went in branch and they didn’t know what I was talking about. :/
Yes, if you see the T&C – The available states does not include GA.
For those wondering about churnability, you can’t have had an account in the preceding 365 days.