This checking bonus has expired and is no longer available. Click here for a list of the best checking bonuses.
Offer at a glance
- Maximum bonus amount:Â $100 in grocery expenses reimbursed
- Availability:Â In branch only, all branches are in UT, NV, AZ & ID (but mostly just in UT & NV) [branch locations]
- Direct deposit required:Â None
- Additional requirements:Â None
- Hard/soft pull:Â HardÂ
- ChexSystems: Unknown
- Credit card funding:Â UnknownÂ
- Monthly fees:Â None
- Early account termination fee:Â None
- Household limit:Â None listed
- Expiration date:Â December 31st, 2017
The Offer
- America First Credit Union is offering a bonus of $100 (you need to show them a grocery store receipt and they will reimburse up to $100) when you open a new America First Credit Union checking account in branch. There doesn’t seem to be any bonus requirements?
The Fine Print
- Offer applies only to new America First checking and savings accounts (not valid for secondary, business or special accounts), as well as confirmed download of free mobile banking, for members 18 and older.
- Expires 12/31/17.
- Up to $100 in store charges on one receipt will be reimbursed.
- Cannot be combined with any other offer.
- Valid at in-store branches only. Terms, conditions & eligibility apply.
- No cash or cash-equivalent value.
- Federally insured by NCUA. Equal Opportunity Lender
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
They offer a free checking account, so no fees to worry about there, I wasn’t able to find any early account termination fee in the fee schedule.
Our Verdict
Shame about the hard pull otherwise this would be an easy $100 in groceries. They also have a $100 bonus for military members here but that bonus isn’t as good as this one. Real shame about the hard pull, because of that I won’t be adding it to our list of the best checking sign up promotions.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
That’s an interesting offer. I’ve never seen one where they reimburse you for groceries. Guess, I’ll apply, then go to Smith’s and buy a bunch of groceries worth $100. Thanks for positing this, William Charles!
Where did you source the Hard Pull information from ?
https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#America_First_Credit_Union