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Davis
Davis (@guest_1958657)
November 25, 2024 10:59

21/12/07: Opened
22/01/12: Bonus
22/06/17: Closed
23/04/10: Opened
23/05/30: Bonus
23/10/26: Closed
24/11/23: Opened in branch with $1 check, eligibility via Idaho Consumer Council since my house is a little bit outside their field of membership
24/11/23: $100 bonus

Davis
Davis (@guest_1969987)
December 14, 2024 17:46

My birthday was recently and I got an email from America First offering me $25 for signing up for a 12-month minimum dedicated savings, regular, flexible, or bump-rate certificate. I opted for a 12-month regular certificate at 4.45% with a required minimum opening balance of $500. The $25 was automatically deposited into my savings account. The $25 is an extra 5% on top of the normal APY, so it was a good deal for me. Maybe the dedicated savings account would have had a higher APY but I didn’t want to deal with needing to deposit $10 a month.

Heather
Heather (@guest_1956947)
November 22, 2024 10:56

Be prepared for a LONG 20 minute phone interview about your life after application (OOS). Has anyone been able to open this account without doing this?

BlissfulApathy
BlissfulApathy (@guest_1956129)
November 21, 2024 08:41

obligatory america sucks last comment

Tad
Tad (@guest_1954873)
November 19, 2024 12:56

I wonder what they have against people living within 25 miles of the Alamo post office?

nv
nv (@guest_1961901)
November 30, 2024 05:12

Alamo has a CU that limits membership to 25 miles within the post office. And AF has a branch in Caliente, the next town over.

IndyJones
IndyJones (@guest_1954753)
November 19, 2024 11:12

Man…I had been waiting for America First or Mountain America to have a checking bonus since I wanted to open an account with one of them, but I really don’t want the hard pull for a checking account.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
November 19, 2024 11:52

IMO, a hard pull is not worth it for only a $100. It’s been awhile since I have seen a MACU promo, but they have had them in the past. IIRC, MACU was a Chex pull, no HP.

Heather
Heather (@guest_1954686)
November 19, 2024 09:57

Instant approval from OOS (I worship in one of their counties). It doesn’t seem that there are requirements except for keeping the account open for 12 mos?

Kiwi
Kiwi (@guest_1954694)
November 19, 2024 10:06

Did you get a HP?

Heather
Heather (@guest_1956946)
November 22, 2024 10:55

Yes

arizonapv
arizonapv (@guest_1955039)
November 19, 2024 16:09

Heather
That’s how I understand it. The bonus will be paid within 30 days of completing the offer and then they say Members will forfeit the cash bonus if the account is closed in 12 mos. Seems there are no minimum balances or monthly fees.
Kiwi
Back in Nov 2022, it was a hard pull by Experian. I never bothered to close my account, so I am not eligible for this offer.

Davis
Davis (@guest_1954438)
November 18, 2024 20:13

Instant approval, but hard pull on Experian. No credit card funding

Their membership map https://www.americafirst.com/accounts/membership/become-member.html now include San Bernardino, CA

Nathan
Nathan (@guest_1954685)
November 19, 2024 09:50

Weird they don’t list it in words though

Davis
Davis (@guest_1957758)
November 23, 2024 14:13

They called me on Tuesday and questioned why I had so many inquiries and that I would need to head into a branch to verify. I ignored the inquiries questions and said I would go into a branch. Went into a branch today and they basically redid my application. No new hard pull so that’s good. Maybe in branch doesn’t do hard pulls? Hopefully not another chex inquiry. I plan on disputing the chex inquiries since they did a hard pull

arizonapv
arizonapv (@guest_1954064)
November 18, 2024 14:32

 Chuck  William Charles Just saw this on a TV ad: Adults will get $100 after opening a savings account and adding Classic or Premium Checking. Teens and children can get $50. I didn’t see an expiration date. https://www.americafirst.com/specials/new-members.html?icid=web-ab-new_member-afcu-m-ac-20240909

Gdup
Gdup (@guest_1754310)
December 8, 2023 15:49

I just did the 200 bonus for the premium checking. A small perk that I think is incredibly valuable is cell phone insurance with no spend requirement. 850 for damage/theft with 50 deductible. All included with premium
Checking.

Davis
Davis (@guest_1656322)
July 18, 2023 16:34

I had to manually have the $50 direct deposit bonus applied more than 60 days after direct deposit.