American Express Adds $50,000 Cap To Restaurants 4x Earning On Gold (Starts 1/1/25)

The American Express Gold card currently earns 4x points per $1 spent on all purchases at restaurants worldwide. Starting January 1, 2025 you will continue to earn 4x points on these purchases on the first $50,000 in spend per calendar year and then it will earn 1x point per $1 spent. Surprised that this was a big enough of an issue that a cap had to be added.

Hat tip to TwG

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Kevbo Sampson
Kevbo Sampson (@guest_1928187)
October 8, 2024 13:15

If you can eat $50k annually at restaurants alone, you probably don’t have to worry about amex points anyway.

Lee
Lee (@guest_1928009)
October 8, 2024 09:24

Let’s say you eat out 200 days per year and you spend $250 per day. You’re at $50k. But, if you think about it, if you’re in a financial condition to be above that, do you really give a poop you’re not getting 4X after $50k?

If you’re somehow MSing restaurants, it’s move/counter-move with the card issuers. That’s the game. Get tough or die.

Naga
Naga (@guest_1928001)
October 8, 2024 09:11

believe this restriction because of “rhyme with booze” app purchases

Russ
Russ (@guest_1928025)
October 8, 2024 09:53

Correct.

B
B (@guest_1927737)
October 7, 2024 20:40

3x UR points might actually be worth more.

Abe
Abe (@guest_1927710)
October 7, 2024 19:58

I thought the cap was there the whole time…

Jenny
Jenny (@guest_1927641)
October 7, 2024 18:26

I only discovered in September that Amex Gold offers 4x for restaurants. Have gotten 11k points since then. I guess I missed so many points over the last 3 years 🙁

Kzn
Kzn (@guest_1927621)
October 7, 2024 17:56

Damn! I was eating 150k a year. Now I will only eat 50k.

Glenn
Glenn (@guest_1927764)
October 7, 2024 21:03

Careful. You could starve.

Gareth
Gareth (@guest_1927549)
October 7, 2024 16:33

[DELETED]

JohnDoe
JohnDoe (@guest_1927555)
October 7, 2024 16:35

Where did you pull 12.5k? The post clearly states $50k

Cate the MSer
Cate the MSer (@guest_1927540)
October 7, 2024 16:20

fk UUUUUUU Amex!!!!

I love resturant!!!!!!

Jed
Jed (@guest_1927777)
October 7, 2024 21:27

just get another gold card!

Putting the ex in AMEX
Putting the ex in AMEX (@guest_1927523)
October 7, 2024 16:05

Another day, another devaluation…can’t remember the last time the coupon book company’s products became more valuable to high-spending customers. At least there are alternatives 🙂