American Express Business Gold 130,000 Points Signup Offer

Update 8/2/22: Readers found links for 130,000 with $20,000 spend and 110,000 with $10,000 spend available now incognito. Don’t forget about the call-in YMMV 190,000 offer with $21,000 spend. 

Update 6/12/22: There is a new offer for 130,000 points with $10,000 in spend, shows up via incognito mode. Hat tip to US Credit Card Guide

Update 9/15/21: New link for the 90k deal. Hat tip to Character_Zer0

Update 8/9/21: There is a bundle offer with the 90k offer where you can also get an additional 10k points when you add an employee and spend $1,000. Hat tip to Nick H

Update 5/28/21: Lots of people are being targeted via email and via the login for these 90,000 and 80,000 offers (or similar variations) over the past day. Hat tip to reader Yoshi and to manageroftheyear

Update 4/18/21: There is also an offer for 80,000, but it only requires $6,000 spend

The Offer

Many people are seeing an increased signup bonus on the American Express business gold card when using a incognito mode:

  • Get 90,000 Membership Rewards points after you spend $10,000 within 3 months of signup.

Card Details

  • $295 annual fee, not waived first year
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 25% points back after you book a flight with pay with points

Our Verdict

Similar to the 150,000 Business Platinum card bonus. I assume this is available via referral links as well, there was a 85,000 point bonus before so this is only a slight increase. Will add this to our list of the best credit card bonuses.
    William Charles
  • On August 2, 2022, 16:25
Tags: american expressamerican express business goldbigcredit card bonuses

View Comments (176)

  • What's the risk of amex shutdown for using this offer link? Was this a targeted offer from email that got leaked? Amex has been known to shutdown accounts in the past that used targeted offers used by and not targeted at the applicant.

  • 110k/$10k link worked for me and seems to have bypassed the popup, even though it seems to have lifetime language. What's the chances I will actually get the bonus?

  • When I called into the business application line today, I was offered a 130K MR/$10K signup through an emailed link for the Biz Gold.

  • Yesterday I opened the "Update 8/2/22" link in Chrome incognito. It showed the 110k/$10k offer. (When I open the offer not-incognito, or when logged into my Amex account, it shows the 70k offer) I applied incognito. Instant approval. In chat I verified that my new biz gold is 110k/$10k.

  • Tried a bunch of referral links and could not get the 130k offer to come up.

    Was able to get the 110k/$10k offer from here come up in Incognito on a new browser.

  • Hi @chucksithe business plat 150k and business gold 130k are available again via referral with $15k and $10k spend respectively. Do we have a page where we can share referral?

    • Can anyone share a currently working 130k referral link for Gold? Hopefully without the lifetime limit language since I've had a Gold card in the past.

  • Business gold 130k and business plat 150k through referral is back again. Is there any post where I can share referral? @chucksithe
    (Might be targeted, but incognito safari can pull up)

  • My referral shows 130k MR sign up bonus on 10k spend in 3 months, better than previous 20k spend. With lifetime language.

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