American Express Business Platinum $400 Dell Annual Benefit Live for Existing Cardmembers ($200 twice per year)

(Update: now $200 twice per year)

One of the new benefits on the American Express Business Platinum card is the $200 Dell annual benefit. Good news is that it’s already showing in the online login as an available benefit for current Business Platinum cardholders.

The way the Dell credit works is you get $100 credit on purchases made from January through June and another $100 credit on purchases made from July through December. You need to enroll before doing the spend in order to get the credit. You’ll get an email confirmation after enrolling. It’s all exactly the same way the annual Saks credit works on the personal Platinum card.

More Details and Enrollment for the Dell Credit Here

Here are the official terms (bolding mine):

Get up to $100 in statement credits between January and June and up to $100 in statement credits between July and December for U.S. purchases with Dell on your Business Platinum Card. That’s up to $200 in statement credits annually. Enrollment required.

Only the Basic Card Member or Authorized Account Manager(s) on a Business Platinum Card® Account can enroll the Card Account in the benefit. Eligible purchases must be charged to the enrolled Card Account for the benefit to apply. Purchases by both the enrolled Basic Card Member and Employee Card Members on the enrolled Card Account are eligible for statement credits. However, each Card Account is only eligible for up to $100 in statement credits between January and June and up to $100 in statement credits between July and December for a total of $200 per calendar year in statement credits across all Cards on the enrolled Card Account. Valid only on purchases made directly with Dell or at dell.com in the US and US Territories where Dell is the merchant of record for the purchase. Not valid on online purchases shipped outside of the US. Please allow 2-4 weeks after an eligible purchase is charged to your Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase. Note that American Express may not receive information about your eligible purchase from merchant until all items from your eligible purchase have been provided/shipped by merchant. Statement credit may be reversed if the eligible purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as eligible for the benefit, you will not receive the statement credit. For example, your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. To be eligible for this benefit, Card Account(s) must be not canceled and not past due at the time of statement credits fulfillment. For additional information, call the number on the back of your Card.

I don’t believe it’s possible to buy Dell gift cards directly on the Dell.com site, only through Cashstar which likely won’t work to trigger the credit. You can trigger the credit with an XBOX digital gift card if you’re into that or other digital software like TurboTax or Microsoft Office. (You’ll find your digital purchases in your Dell Digital Locker.)

You can use up to 3 credit cards to pay for a purchase on Dell.com; if you have more than one Platinum card or if you have one and your spouse/friend has another, you can pool and buy a single $200 item, or even $300 with three cards. Regardless, be sure to pay directly, not via Paypal.

Dell has a Prime Match Guarantee. Also worth noting that there are often Amex Offers available at Dell.com. Currently, there’s an offer through June 2019 to get 10% back on your Dell.com purchase. If you see that offer, be sure to save it on your business Platinum card. You should get both the $100 credit and the 10% back to turn this into a small profit. Remember to go through a Shopping portal as well.

Personally, I have two Business Platinum cards which I got due to upgrade offers. It’s sweet to get this added benefit without having to pay the higher annual fee – that’ll hit on my next annual fee at which time I’ll likely cancel the card. (Quick tip for those with two cards in the same login: I had to remove one and create a separate login in order to enroll the second Platinum card in the Dell benefit due to technical issue.)

Please let us know if you have any good ideas of what to do with the $100. Check out post on maximizing and FAQ on the Dell credit here.

Hat tip to reader CM

Related:

• American Express Business Platinum Raises Annual Fee to $595, Adds $200 Dell Credit, WeWork Benefit and More
• Should I Sign Up For The American Express Business Platinum Card Before Annual Fee Is Increased To $595? (9:59pm EST End Time)
• American Express WeWork Benefits Released (Available For Sign Up 02/08/19)
• American Express Hotel Collection Benefit Is Now $100 (Up From $75)