American Express Gold 60,000 Points + 20% Credit On Restaurant Spend (Max $250)

The Offer

Direct Link to offer

• American Express is offering a sign up bonus on the Gold card as follows:
  • Get 60,000 points signup bonus when spending $4,000 within 6 months.
  • Get 20% back as a statement credit when you make a purchase at restaurants worldwide within the first 12 months of Card Membership, up to $250 back.

This offer is showing on the Resy website (restaurant reservation app), but the 20% credit is showing for any restaurant spend, unrelated to using Resy.

 

Card Details

• Annual fee of $250 NOT waived first year
• Card will earn at the following rates:
  • 4x points at Restaurants
  • 4x points at U.S. supermarkets (up to $25,000 in spend per calendar year)
  • 3x points for flights booked directly with airlines
  • 1x points on all other purchases
• $120 dining credit. This is a $10 monthly credit that can be used at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake  Shack
• $100 airline fee credit
• No foreign transaction fees
• $10 in monthly UberEats credit coming in early 2021
• Full American Express Gold card review can be found here.

Our Verdict

This is the best offer we’ve seen on the personal Gold card. We saw a similar offer months ago, but with 35,000 + $250. At that rate, the public offer of 60,000 was arguably better. This new Resy offer gives both 60,000 points and up to $250 back at restaurants and is the best ever.

An argument could be made for those in 2-player mode to use the public offer of 60,000 points via referral link; altogether, you’ll net 60,000 + referral offer which could be as much as 30,000.

The timing on getting the Gold card now is superb given that there’s still an airline credit for 2020 and for 2021, and then it’ll overlap with the $10 monthly Uber credit which begins in early 2021.

If you’re thinking of applying, make sure you read these things everybody should know about American Express cards first. Separately, there’s an excellent Resy offer on the Platinum card.

Hat tip to DDG