Offer at a glance
- Maximum bonus amount: $100
- Availability: You may be eligible to join the credit union through your affiliation with a church, ministry or school that is in alignment with the Wesleyan Christian Doctrine, or as an immediate family member living in the home of an ACCU member
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Hard pull
- ChexSystems: Unknown, sensitive
- Credit card funding: Up to $500 with a credit card
- Monthly fees: None
- Early account termination fee: $15, 12 months
- Household limit: None listed
- Expiration date: None
Contents
The Offer
- America’s Christian Credit Union is offering a $100 checking account and complete the following:
- Use promo code SWITCH
- Make at least one deposit of $25+ or more per calendar month
- Make at least two debit card purchases per calendar month
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a basic checking account with no monthly fees to worry about.
Early Account Termination Fee
There is a $15 fee if closed within 12 months.
Our Verdict
Most people won’t be eligible due to the religious affiliation required. If you are eligible and go for this bonus please share if it’s a hard or soft pull in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
There is a $400 offer: https://americaschristiancu.com/checking-bonus/
The $400.00 one-time cash bonus is available on new consumer checking accounts opened on or after 07/15/2024. The bonus offer ends on 12/31/2024 and is only available for new America’s Christian Credit Union (ACCU) consumer checking accounts.
Requires:
Hard pull for me
delete
ACCU soft pull if youre still interested in noting
Why nothing?
2/15 – P2 account opened w/ $500 cc funding Citi DC
2/23 – $25 real DD (Brex)
3/2 – 2x $0.01 PayPal debit transactions
3/3 – $25 real DD (Brex)
4/1 – $25 real DD (Brex)
4/4 – 2x $0.01 PayPal debit transactions
5/3 – $25 real DD (Brex)
5/4 – 2x $0.01 PayPal debit transactions
6/2 – $100 bonus posted (day 107 of 140)
Did it take anyone else 1 entire month to receive their debit card?? I just got mine today and I opened my account almost exactly one month ago.
They are Chex sensitive. Someone called P2 asking about inquiries, but they bought P2’s story and approved the application.
Inquiries
Last 30 days: 1
Last 60 days: 4
Last 90 days: 9
Submitted application on 2/7 and went pending – no emails or follow-ups received. Called today and was told that I was declined due to info from Chex (formal denial letter will be sent).
Soft Pull though?
A definitive guide to the major denominations. /s https://youtu.be/dWmamB07DIo
The only denomination I’m concerned with is the U.S. dollar!
Does the Church of the Flying Spaghetti Monster count?
yes