AmEx Offers: Save 5-10% On Insurance Payments, Up To $20/$75 Savings

Update 7/15/24: Deal is back through 12/31/24 to get 5% or 10% back, up to $75/$20 back. (ht Looney Tunes)

Update 5/14/24: Another variation is available now and must use by 11/1/24.

Update 1/10/24: Deal is back for either 20%, 10%, or 5%. Up to $20 max this time. Save offer by 5/10/24 and use by 12/31/24. (ht SD)

The Offer

Check your AmEx Offers for the following deal:

  • Enroll by 5/16/23. Get 10% back as a statement credit by using your enrolled eligible Card to make a payment on your insurance bill by 12/31/2023. Limit of $30 back in total statement credits. See terms.
  • Others got a lower $20 or $15 max.

The Fine Print

  • Government-backed insurance policies may be excluded.
  • Payments made to Insurance policies outside of the U.S. are excluded.
  • Valid only on purchases made in US dollars.
  • Limit of $30 in total statement credits per Card Member.
  • You may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as qualifying for the offer. For example, you may not receive the statement credit if (a) the merchant uses a third-party to sell their products or services; or (b) the merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or (c) you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.
  • Purchases may fall outside of the offer period in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date).
  • Statement credit will appear on your billing statement within 90 days after 12/31/2023, provided that American Express receives information from the merchant about your qualifying purchase.

Our Verdict

There was a highly targeted insurance offer for $15 off that surfaced a bit ago, this is a different version for up to $30 offer and valid through the end of 2023. I got this on my Blue Cash. I love insurance offers since it’s basically free money on my auto insurance bill.

You can search prior posts for data points on what worked in the past, but this should work on most regular auto, health, homeowner, life, etc, insurances. Amex offers for a specific category, such as insurance, have worked in the past even when paying with Paypal; hopefully that’s the case this time as well.

View more Amex offers here & if you have any questions about American Express offers then read this post.

Deal History:

  • Update 5/30/23: Offer is back or extended with either $20 or $30 max. Valid through 12/31/23. (ht Fred)
  • Update 3/4/23: New variation with a $20 max and 7/9/2023 end date; Update 2/17/23: More people are seeing this now
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Another DP
Another DP (@guest_1958894)
November 25, 2024 18:04

I had 5% on BCE cards for P1 & P2 (same account; P2 is an authorized user) for a max $20 back for each card. My insurance company doesn’t take AmEx but they have PayPal as a payment option. I linked two AmEx cards to PayPal and paid the bill in two separate transactions. Received $20 back for each card.

SDubbs
SDubbs (@guest_1954621)
November 19, 2024 07:44

Had three of these saved on one CC (10%, 10%, and 5% up to $20 each); they all stacked for $60 off my State Farm bill.

Beans4Me
Beans4Me (@guest_1949935)
November 12, 2024 20:34

Has anyone tried Blue Cross BCBS online payment with this?

Beans4Me
Beans4Me (@guest_1949953)
November 12, 2024 21:09

Oops they don’t take AMEX

Ken
Ken (@guest_1912587)
September 16, 2024 03:38

How long does it take for this offer to be triggered? I made a payment last week but the offer still shows as active and unused. The transaction codes as insurance under additional information.

Frey
Frey (@guest_1912618)
September 16, 2024 08:14

Ken Mine took a day or two after it posted. It still shows active for me but that’s because I paid just under $400 so I didn’t fully use the offer.

you can check under savings tab, usually appears there a day or two before posting.

Ken
Ken (@guest_1913878)
September 17, 2024 20:01

Thanks Frey! It has been more than a week since the transaction posted and it still has not appeared in the savings tab. Sounds like I may have to contact Amex… The savings tab showed I paid the exact same bill last year and got the statement credit without issues.

Ken
Ken (@guest_1932902)
October 15, 2024 19:45

Update: The statement credit posted automatically after 14 days. Not sure why it took so long this time.

Zzcodi
Zzcodi (@guest_1884961)
July 30, 2024 21:56

What search term can be used to find this offer on amex?
I got nothing with “insurance”…probably do not have it on any of 3 cards, but any other suggestions? Thx for ideas

Anon
Anon (@guest_1878885)
July 21, 2024 00:26

Delete – posted in the wrong tab

Trevor
Trevor (@guest_1877228)
July 18, 2024 18:08

Got 10% up to $20 on P2’s Cash Magnet.

Unfortunately Homesite Progressive doesn’t allow partial payments for homeowners.

Mark
Mark (@guest_1876079)
July 17, 2024 03:41

I actually got this 10% offer on a card where I already added a 10% offer. So now I have two of the same. Looking forward to 20% on my $200 payment.

Arioid
Arioid (@guest_1875626)
July 16, 2024 11:56

Got 5% up to $20

Celia 🔗
Celia 🔗 (@guest_1875313)
July 15, 2024 21:21

1/2 Amex Blue Cash. 5% up to $20. Love when these come at this time as Homeowner + several other policy renewals come up next month.