One of the keys to churning credit cards is organization. When is your payment due? Have you hit the minimum spend? It’s easy to keep track of three cards, but ten or twenty is far more difficult. I created a spreadsheet to help... Read More →
Author - sirtheta
Master List of No Annual Fee, No Foreign Transaction Fee Cards
In the comments of my Chase Amazon Prime Rewards Visa Signature Card review, reader jwl mentioned that one of the hidden benefits of the new card is that there is no longer a foreign transaction fee, which is rare among no-annual-fee... Read More →
[Expired] Regions Bank $400-$450 Checking Bonus [AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX]
Update: Regions has taken down this offer page. Just a week ago, we covered the $300-$350 bonus you could get from Regions Bank. Now they’ve upped the offer and made it even easier to get by exchanging the requirement for direct... Read More →
Determining Whether Your Rewards Spending Outweighs an Annual Fee
In my review of the Blue Cash Preferred, I broke down what level of spending you needed to have in the groceries category to outweigh the annual fee, as compared to various other cashback rates you can attain on groceries. In this post... Read More →
American Express Blue Cash Preferred Card Review – 6% on Groceries, 3% on Gas & Dept Stores
The American Express Blue Cash Preferred is one of those cards that makes people’s eyes momentarily pop out of their sockets—6% on groceries! However, not all is rosy in Blue-Cash-Preferred-land, especially with the annual fee... Read More →
BankAmericard Cash Rewards Credit Card Review – 3% on Gas, 2% on Groceries & Wholesale Clubs
(Update: Card is now called Customized Cash Rewards. No other changes.) The BankAmericard Cash Rewards is a favorite of churners for its occasional $200 signup bonus. While it’s benefits have been summarized on here before, I... Read More →
Master List of Credit Cards with 4%/4x+ Rewards
A lot has changed in the two and a half years since the last post about 5%+ cash back cards. This is a (hopefully) comprehensive survey of the current landscape of high-earning rewards cards. For the sake of brevity, important caveats... Read More →
Ritz-Carlton Rewards Signup Bonus Down to 2 Nights & Probable 3 Night Application Link
The Ritz-Carlton Rewards card had its signup bonus decreased at some point recently (at least as early as January 12). The current offer on the landing page is two complimentary nights at any participating Tier 1-4 hotel, with a... Read More →
All The Automobile Manufacturer Branded Credit Cards
This post is intended as a (hopefully) comprehensive analysis of automobile manufacturer branded credit cards (most of which are exceedingly mediocre). I would not recommend these cards, with the exception of the American Express... Read More →