[AZ Only] Arizona Financial Credit Union $319.36 Checking Bonus

Update 10/1/24: Bonus now $319.36 with promo code  319BONUS

Update 8/5/24: Bonus is now $219.36 and promo code is  219BONUS. 

Update 1/8/24: Bonus now requires a direct deposit.

Offer at a glance

• Maximum bonus amount: $200
• Availability: Must live, work or worship in Coconino County, Gila County, La Paz County, Maricopa County, Mohave County, Navajo County, Pima County, Pinal County, Yavapai County, Yuma County
• Direct deposit required: No
• Additional requirements: 10 debit card transactions
• Hard/soft pull: Soft pull
• ChexSystems: No
• Credit card funding: Up to $200
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: None

The Offer

Direct link to offer

• Arizona Financial Credit Union is offering a $219.36 checking bonus when you open a new checking account and complete the following requirements:
  • Use promo code  219BONUS
  • establish recurring direct deposit(s) with a combined total of $1,000 or more per month
  • have an account balance of $500 or more on the 60th days after the account is opened.

The Fine Print

• To qualify for $200 bonus, you must open a Checking Plus account and be 18 years of age or older and a brand-new member with no existing account relationships with Arizona Financial, as determined by having a unique Social Security/Tax Identification Number not on record with the credit union.
• Former members may qualify as a new member if previous accounts were closed 12 or more months prior to new open date.
• Bonus will be paid approximately 15 days after completing 10 debit card purchase transactions.
• Debit card purchase transactions must be completed and posted to the new member’s account within 45 days of account opening.
• Transactions in a pending status do not qualify.
• All bonuses are considered income and will be reported on IRS Form 1099-MISC.
• This promotion cannot be combined with any other offers.
• Limit one new member bonus per person.
• Business, indirect borrower, fiduciary, voting accounts do not qualify.
• Only Arizona Financial members in good standing qualify for this program.
• Must meet membership eligibility requirements.
• Terms and conditions subject to change without notice. Offer may expire at any time.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Seems like a really easy bonus to meet the requirements for if you’re in an eligible area. Donation method doesn’t seem to work to apply out of state.

Hat tip to Bockrr

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