Reader Ian noticed that under his ‘special offers & deals’ he saw an offer to request a credit limit increase.
This took him to a new credit limit increase page that states a credit bureau inquiry will not be done. When you normally click the request a credit line increase this verbiage is not present.
Normally when you request a credit limit increase from Bank of America it does result in a hard pull (although they sometimes do their own automatic credit limit increases that don’t have a hard pull attached). Hopefully Bank of America is trialing this new option and it will become open to all cardholders at some stage (just remember that if you click ‘request a credit line increase’ through the normal way it will still be a hard pull).
Hat tip to reader Ian
