Bank of America Customized Cash Rewards Quarterly Spend Tracker Toward $2,500 Limit

Bank of America has added in the online login a meter to keep track of how much was spent of your $2,500 quarterly limit on the Customized Cash Rewards card. The meter is being rolled out on the website and app, but is not yet available for everyone.

It’s a nice addition to easily track how much you have left on the $2,500 limit. As a reminder, the Bank of America Customized Cash Rewards card earns 3% and 2% on select categories, up to $2,500 per quarter. This is juiced up to 5.25% for Bank of America relationship clients who maintain $100,000 or more in assets in their bank or brokerage account.

Hat tip to boilerwire and teamcashback

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54 Comments
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DK
DK (@guest_2005266)
February 15, 2025 18:48

I still haven’t seen any tracker, desktop or mobile app.

midas89
midas89 (@guest_2005374)
February 15, 2025 23:59
  DK

Me too. No tracker, either in the desktop website access or in the mobile app. May BofA forgot about us.

zzzzzZ
zzzzzZ (@guest_2002819)
February 11, 2025 19:13

dunno if this feature is only available on the mobile app, but it’s feb 11 and still nothing and nowhere on the desktop website.

The Dude
The Dude (@guest_1996943)
February 3, 2025 14:12

This rollout must be incredibly slow as I still don’t see anything on a couple of different accounts.

midas89
midas89 (@guest_1997248)
February 3, 2025 18:21

My BofA also still doesn’t have the tracker feature.

Jack
Jack (@guest_1989074)
January 21, 2025 09:33

Where do you see it on the web site? Under Rewards & Deals? Looks the same as always to me.

mangorunner
mangorunner (@guest_1989292)
January 21, 2025 15:18
phrost
phrost (@guest_1985795)
January 15, 2025 14:03

now if I could just get any confirmation at all about having accepted a new money deposit offer from BOA. it’s nowhere to be seen

Credit card guy
Credit card guy (@guest_1985493)
January 15, 2025 07:36

I still don’t have it.

Terry
Terry (@guest_1985289)
January 14, 2025 21:20

Someday my grandchildren will get an upgraded BOA credit card bill pay service while I’m collecting social security.

JD
JD (@guest_1985299)
January 14, 2025 22:02

heh…actually, one side benefit of the BoA cards is you can still use Paypal billpay to get a ton of debit spend done.

ji
ji (@guest_1985445)
January 15, 2025 02:32
  JD

Tell me more 🤔 you mean on debit cards earning rewards?

JD
JD (@guest_1985473)
January 15, 2025 06:00
  ji

Yep…Affinity’s cash back debit for example, earns $10 on 1k spend, so I pay off the BoA cards in 1k chunks.

KV
KV (@guest_1985128)
January 14, 2025 16:14

lol I stopped using this card exactly because it didn’t have a spend tracker. Seems like they were counting on customers going past the limit and then getting next to nothing.

Jay
Jay (@guest_1985198)
January 14, 2025 17:54
  KV

Sure of course it has a known cap of the $2.5k/qtr. If you were diligent you could export your transactions and sum them.

BoAs change category flow has a wonky buggy total by current month, prior month and last 3 most, but it’s buggy enough to not trust it. So this update is welcome if it seems to track correctly. For posted transactions it seems correct so far.

TJ
TJ (@guest_1985085)
January 14, 2025 15:06

Where does it show the meter? Can a screenshot be added? Clearly I don’t seem to have it yet.

mangorunner
mangorunner (@guest_1985131)
January 14, 2025 16:18
  TJ
mangorunner
mangorunner (@guest_1985080)
January 14, 2025 14:58

Thanks for this post, DOC! Great news!