Bank of America Business Advantage Unlimited Cash Rewards $500 Signup Bonus

Update 11/4/23: Public link with $500 bonus after $5,000 spend (ht Elliot)

Original Post 10/21/23: 

Bank of America has launched the Business Advantage Unlimited Cash Rewards credit card as rumored. Card offers the following:

Subscribe
Notify of
guest

234 Comments
newest
oldest most voted

Maya
Maya (@guest_1980317)
January 6, 2025 22:09

I had this card from a year ago. Can I apply for another one and be eligible for the bonus?

wilsonhammer
wilsonhammer (@guest_1975488)
December 27, 2024 13:45

Had the Cash Rewards card back in 2021 for my sole prop but closed it. Applied again for this Unlimited Cash Rewards and got approved for ~$5k (I have an existing personal card with a much larger limit). Hard pull of Transunion (TU); all other bureaus frozen. I’ll call tomorrow to ask for expedited delivery.

Josh
Josh (@guest_1967645)
December 10, 2024 20:12

My card shows up in my “personal” BoA account. How do I create a separate business login / profile with BoA to manage?

Josh
Josh (@guest_1967637)
December 10, 2024 19:56

$750 targeted. Just clicked on the banner/image on the lower right hand after logging in – “Welcome back. Your credit card offers await”

Ben
Ben (@guest_1966848)
December 9, 2024 13:18
  • Applied using the $500 SUB link and was automatically declined (due to too many recent requests for credit).
  • Called recon and was able to resubmit application with a reallocation of credit from an existing business card.
  • Was rejected again after manual review for already having / opening the maximum number of Business Unlimited Cash cards within a set period of time.
  • I wasn’t told the precise timeframe, but I currently have 2 Unlimited Cash cards that were opened within the past 12 months.
cameron
cameron (@guest_1963984)
December 4, 2024 15:39

True? “One $500 statement credit allowed per company.”

Churn
Churn (@guest_1957901)
November 23, 2024 20:04

The public deal for 5k spend and $500 reward is still active, correct? I see in the fine print that it still says $500, however, I just want to be cautious.

Doug
Doug (@guest_1952700)
November 15, 2024 22:37

I got a targeted $750 bonus for $5000 spend. Existing business checking and CD with them.

Doug
Doug (@guest_1953674)
November 17, 2024 22:12

Approved 20k. Rejected for 2nd Ink twice, so tried this one.

minskoff
minskoff (@guest_1957671)
November 23, 2024 11:21

Doug, I have a similar setup, how did you get targeted (email, app, banker)?

Doug
Doug (@guest_1963325)
December 3, 2024 12:55

It appeared in the “offers” tab when logged in on the website.

007
007 (@guest_1945258)
November 5, 2024 20:39

Bank account funding ok to meet minimum spend?

Matt
Matt (@guest_1948186)
November 10, 2024 07:40

Yes, that’s generally 100% of how I meet spending on BoA cards anymore.

007
007 (@guest_1948214)
November 10, 2024 09:01

Thanks!

VisionsChurn
VisionsChurn (@guest_1945114)
November 5, 2024 16:47

How strict are they with the amount of credit cards you opened in the past year? I opened around three last year. Thoughts?