The Offer
- Bank of America is offering 35,000 points + $100 statement credit after $1,000 in spend within the first 90 days and $100 companion flight voucher
The Fine Print
- Annual fee of $79, waived first year
- Card earns at the following rates:
- 3 points per $1 spent on eligible Spirit purchases
- 2 points per $1 spent on eligible dining and grocery store purchases
- 1 point per $1 spent on all other purchases
- Anniversary bonus of $100 companion flight voucher if you spend at least $5,000 in purchases the prior year
- Zone 2 shortcut boarding on all flights
- 25% rebate on all inflight food and beverage purchases when you pay with your card
Our Verdict
The original bonus on this card is 40,000 points. This is 5,000 less points but comes with a $100 statement credit. I think this is a significantly better offer as Spirit points are obviously not worth 2¢ each. We will add this to our list of the best credit card bonuses.
Hat tip to reader TesticleBlisters
I just flew with Spirit. They are offering 60k+$100 companion voucher in-flight.
The link is as follows:
bofa dot com/Travelmorecard60k
Now 50k points and $100 companion voucher
Not as good as the 65k offer
I was just on a spirit flight today, and they are offering 65,000 miles plus a $100 companion fare if you apply in flight
I got the points and statement credit but no voucher 🙁
Hope you got the voucher. Mine arrived right after i got the points. It goes to the email on your spirit account and the subject is “You Did It!” . Its comes from FreeSpirit @ fly.spirit-airlines.com
Yes, I got it!
perhaps the biggest advantage I can see to this card is that you can be a “pool pilot” and share the points with up to 8 friends and family…so even if you personally can’t use the points, it will let others use them without you. otherwise you have to have status to form a pool
I urge all DoC readers not to bank with BoA after they shared private customer data with the Feds, without a subpoena, for the purpose of identifying DC attendees. This is an egregious violation of their fiduciary responsibility to private citizens. This should concern all Americans regardless of your political affiliation.
It’s egregious!
They had it very well deserved. They deserve to be in Guantanamo for trying to orchestrate a coup d’etat
Probably not worth it for most, but one nice thing about Spirit’s card is that every $10 spent earns 1 elite qualifying point and combinable with earning points through flights and add-ons (which earn at 1 point per dollar).
Silver is 2000 points and comes with a couple nice bennies (free seats at check-in, priority boarding, earn more points when flying, etc.). Gold is 5000 points and has some nice items if someone flies Spirit a decent amount (free seat selection at booking of anything but the big seats, flexible flight changes, free carryon and checked bag, free drink/snack on each flight, etc).
Nothing groundbreaking and not something I’d ever use, but I could see someone who flies Spirit semi-regularly getting the card simply for the ability to get to the next elite tier.
Do you lose the 35,000 points if you close the card? Won’t be traveling this year, but would like to get the points.
edit: The answer is yes they will be lost when card closed
no… with the recent change, pts will stay alive with 1 activity in 1 yr, instead of the old term in 90 days
Why do you think it’s “Yes”? If you earn the 35,000 points and they get transferred to Spirit, and then you close the card after a year when the annual fee becomes due, why would you lose them? You’re closing the card with the bank, but the points by then have long been over at the airline. Why would the airline take away your points all of a sudden just because you closed the card over the bank? That doesn’t happen with any other airline/bank card combination, so why it should it happen with this one?
Now, if you close the card after you finish the spend but before the points have posted over to Spirit, of course you lose the points in that case.
That’s why too simple a question to ask “do I lose the 35,000 points if close the card?”. You have to be specific about WHEN you close the card, because the answer is only Yes if you close the card too soon, but the answer is No if you wait long enough to close the card.
Since this offer waives the annual fee for the first year, what’s the point in closing the card BEFORE the annual fee comes due ONE FULL YEAR after you open the card?
Can my Free Spirit® points expire?
Points won’t expire as long as you continue to earn or redeem with Spirit or with Free Spirit partners within 12 months.
https://customersupport.spirit.com/en-us/category/article/KA-01214
In the credit card terms under POINTS EXPIRATION AND FORFEITURE:
“Points that have been earned (on the credit card) and transferred to Spirit will remain in the Free Spirit account and will not expire AS LONG AS YOUR CREDIT CARD ACCOUNT REMAINS OPEN.”
Interpret that as you want, probably like Pete below says.
i’m not aware of any situation where cancelling a credit card costs you the points, per se. Having a credit card can make it easier to keep the points.
You will want this card active whenever you redeem points, otherwise they will charge you redemption fees on your points (they charged me $50 redemption fee for a international round trip flight).
Points stay active as long as there is activity within a year. You can get the no annual fee version of the card to keep your points from expiring (says points don’t expire as long as account is open)
https://www.spirit.com/creditcards
Even if you don’t have the card, you will not pay a redemption fee if you book at least 29 days before departure.
As someone who actually has flown Spirit, it is truly bad.
When I said “You’d have to pay me to fly Spirit” I didn’t expect BoA to take it literally.
BoA needs to soften their Biz card requirements.