Barclays Launches Xbox Credit Card

Barclays has launched an Xbox credit card. Card provides the following benefits:

  • Sign up bonus:
    • 5,000 bonus points after making your first purchase within 180 days of account opening
    • 3 months of Game Pass Ultimate after making your first purchase within 180 days of account opening
  • No annual fee
  • Earn two 3-month Game Pass Ultimate codes. When you spend $7,000 or more within your first 12 months of opening your account
  • Card earns at the following rates:
    • 5X Card Points for every $1 spent on eligible products at the digital Microsoft Store
    • 3X Card Points for every $1 spent on eligible streaming services such as Netflix®, Disney+® and Spotify
    • 3X Card Points for every $1 spent on eligible dining delivery services such as Grubhub® and DoorDash
    • 1X Card Points for every $1 spent on everyday purchases

Our Verdict

This card has no redeeming features. Sign up bonus is poor, as are the earning rates and benefits. Better to just stick with another card that offers a high sign up bonus instead.

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27 Comments
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Ryan del mundo
Ryan del mundo (@guest_1833885)
April 21, 2024 01:38

Does it get Dell credits?

PointsApe
PointsApe (@guest_1833759)
April 20, 2024 14:52

This is the modern version of the type of credit card sign up bonus offered at college campuses which was always a hat, water bottle, t-shirt, or a frisbee.

Thom
Thom (@guest_1834829)
April 23, 2024 09:57

i got the “Discover Modern Rock” CD, which introduced me to “Sinnerman” by Extra Fancy, so, not a total loss…

but yeah

Heather
Heather (@guest_1833755)
April 20, 2024 14:44

Redemption options are minimal. Basically, items from the Xbox or Microsoft store.

  • All digital games and add-ons (such as DLC, expansions, virtual currency, etc.)
  • Hardware and consumer electronics including pre-orders (consoles, controllers, accessories, headsets, etc.) which are available through the full cart/checkout experience.
  • Pre-orders (digital and hardware)
  • The first payment for gaming subscriptions (such as Xbox Game Pass Ultimate, Xbox Game Pass Core, PC Game Pass, EA Access, Uplay+)
  • Gift cards
  • All other consumer digital good

https://www.xbox.com/en-US/legal/xbox-mastercard-terms

Not Sam
Not Sam (@guest_1833744)
April 20, 2024 14:24

The card is pretty useless for 99% BUT, I can see game streamers, esports teams and content creators who spend big on game purchases benefiting from the 5x. Even then, they probably have enough money not to care.

Yongho Kim
Yongho Kim (@guest_1834003)
April 21, 2024 14:12

So, useless for 100%. Got it.

RendMax
RendMax (@guest_1833742)
April 20, 2024 14:16

Seven *thousand* dollars spend for 2x 3-month Game Pass Ultimate codes. That would normally cost $102 total. 1.4% back for a SUB. What an absolute joke, but Barclays has pretty much always been a joke. The only card even remotely worth getting was the Uber Visa (back when it first launched, 7 years ago) for the 4% back on dining. Then they absolutely gutted it and made it useless by only allowing you to redeem the cash back as “uber cash.”

Barclays is absolute trash.

Abc
Abc (@guest_1833774)
April 20, 2024 16:00

Barclay is a joke.
70k AA points with 1 purchase.
Ok

Adam
Adam (@guest_1833886)
April 21, 2024 02:07

Only when they get a slightly less greedy sponsor/partner.

RendMax
RendMax (@guest_1833973)
April 21, 2024 12:38

A single partner wanted a decent card and forced Barclays to do it. That doesn’t change the fact that every other Barclayscard is completely worthless.

Chris
Chris (@guest_1833801)
April 20, 2024 17:53

The AA cards, JetBlue cards and Wyndham Business card are all great imo.

Eric V
Eric V (@guest_1833720)
April 20, 2024 13:23

Shouldn’t the SUB at least be a free Xbox?

Ben
Ben (@guest_1833764)
April 20, 2024 15:18

Seriously, considering a hard pull can get you 100k ultimate rewards on another card and you could buy 3 Xbox’s with that.

Adam
Adam (@guest_1833706)
April 20, 2024 12:57

Interesting, they had the image of this card in the PL ads for a long time, I thought this card was already a thing.

avsterbone
avsterbone (@guest_1833662)
April 20, 2024 10:55

I like how all the comments from the sad old boomers here basically say “video games are for kids”!

Chad Dankbutt
Chad Dankbutt (@guest_1833761)
April 20, 2024 15:05

I want you to close your eyes for a moment and imagine a person whose largest expenses are Xbox purchases, streaming, and food delivery services. Tell me their age and their weight.

Jack
Jack (@guest_1833650)
April 20, 2024 10:17

The card will give you the Red Ring of Death when Barclays has an issue with your account, or having their own IT issues.

Landon
Landon (@guest_1833664)
April 20, 2024 10:59

I heard the card turns red when your charge is declined

Jay
Jay (@guest_1833715)
April 20, 2024 13:05

Hard pull credit limit increase request. Terrible company.

Fenspinbi
Fenspinbi (@guest_1834372)
April 22, 2024 12:23

Man, that’s an old-school reference. My friend’s X360 actually blew smoke while we were in Baghdad. The halcyon days of playing Halo 3 and Reach multi on deployments…until the RED RING ruined the show.

dash
dash (@guest_1833647)
April 20, 2024 09:48

It should earn double points on rent, but only if you live in your parent’s basement.

Mitchell LeVett
Mitchell LeVett (@guest_1833682)
April 20, 2024 11:59

I hate how funny this is

Chad Dankbutt
Chad Dankbutt (@guest_1833763)
April 20, 2024 15:12

Also discounts on:
>Dermatology
>Mountain dew and energy drinks
>Doritos and hot pockets