Offer at a glance
- Maximum bonus amount: $200
- Availability: Nationwide
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Yes, not sensitive
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: November 29, 2024
Contents
The Offer
- Bask Bank is offering a $200 bonus when you open a new checking account. Bonus is broken down as follows:
- Conduct two (2) electronic Bill Center transactions of a combined minimum total of $50, posting each month through March 31, 2025 and receive $50 per month up to $200.
The Fine Print
- Must have a new or existing Bask Interest Checking Account by November 29, 2024.
- Perform qualifying activities between September 2024 and March 2025.
- Conduct two (2) electronic Bill Center transactions3 of a combined minimum total of $50, posting each month through March 31, 2025.
- Qualifying participants will receive a $50 cash reward each month1 from September 2024 through March 2025 with continued qualifying activity. The cash reward will be paid to your Bask Interest Checking Account at the close of each statement period after all qualifying activities are met.
- If one or more of the qualifying activities are not met within a statement period, the cash reward will not be paid for that statement period.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
Unclear if there is any EATF.
Our Verdict
Seems like a nice bonus given no direct deposit is required. It’s possible that it’s ChexSystems sensitive, if it’s not I can see this bonus being pulled early due to the popularity of it.
Hat tip to Gz
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Does anyone have the SB link as I cannot locate an offer on my log in?
Upper left corner “sandwich”
Discover
Finance
Sort Max-Min
Discover Savings Opps worth 6000 SB
Bask Savings Offer
Engage
I received a text message asking me to verify my ID. I clicked the verification link and was directly redirected to the page I applied for to start verification. After verification, I was prompted to return to the application page to check the results. However, I can no longer find the application page, and now I haven’t received any emails. I don’t know whether the account opening was successful.
Also happened to me. You will receive an email
I don’t revieve so far，thanks.
Chex 4/12. Instant approval
Instant approval with Experian & Chex unfrozen
This SUB is too easy. After my initial $51 funding to prime the pump to make 2 bill payments totaling $50, the bank gives me the next $50 I need to make the next 2 bill payments, earning the next $50 I need to make 2 more, etc
There is a $60 SB offer for Bask Bank savings account. It is kind of hard to find on SB, look under discover>finance and it is titled “Check out these top savings accounts”. Takes you to a page with 3-4 banks, one of which is Bask Bank (savings).
Possibly this could stack? I did CIT bank under the same offer so don’t qualify for the SB anymore, or I would test it out. I will say the offer did not track automatically and I had to open a current ticket with SB.
I don’t really feel that $60 is worth another Chex inquiry but to each their own.
If you’re already doing this offer, it would only be one Chex inquiry.
The post’s offer is for a Checking account.
Carlzjr wrote that the Sb offer is for a Savings account.
Or do you mean that someone that has not signed up for this would go through Sb and then open both accounts and do both offers? If so, that might work but not for me.
Oh gotcha. I didn’t read the rest of your comments on this post. I thought you were opening both accounts at the same time.
If you are planning on reading the rest, I hope that you have a lot of time on your hands. I probably have at least 25% of the comments in this post. 😉
Is that because same day Chex inquiries get combined into one Chex pull?
That’s not a guarantee. It didn’t happen for me with BFB, although that was slightly different as I applied for 1 online and 1 in-branch.
You know it’s that saying. One Man’s trash is anothers….
As you already know i have heavy Chex and I’ll most probably be approved for this, but I do want that 7th Citizen’s Churn for November as well.
So maybe it’s time to cool off a bit 😉
Good eye! I guess it won’t hurt to try now that I got the checking opened. MyPoints shows 12000 points so I’m going for that one. My emails are different so I’ll have to change that.
I can’t find it on MyPoints. Anyone has a link?
Never mind. Just need to scroll down a few pages under Finance. It’s the same as Swag
Can I have a link? I couldn’t find it in either site.
I did the MyPoints offer in August and actually opened the Bask savings account. It also didn’t track and time for my ticket as well. It was pretty easy to open this checking account earlier today. I didn’t have to do ID stuff, but maybe I did it last month.
Thanks for the information. I just applied through SB’s link. It took two minutes, instant approval with chex frozen, and no phone verification nor selfie was asked. SB tracked it as “visited”, I initiated a deposit, we will see whether it changes to pending after the deposit is posted.
Thanks for your DP.
I’m looking at the SB terms and it says “Must be a new user to earn”
Did you create a new account with a different email for the Bask savings?
I’m not sure how enforced the “new user” terms are for those of us that already opened the Bask checking account.
I noticed the “new user” wording too, however it was not clear whether it meant “new customer to the bank” or “new saving account user” so I took my chance. I used the same email for the saving as the checking that I opened earlier today.
Yea, terms like that can be interpreted in different ways.
Keep us posted if it goes pending. It seems like there’s no minimal deposit required to open the account, so hopefully it should go pending soon.
Do you have link for the SB offer as I cannot find it on my site at all?
Thanks
Don’t apply for P2 while they are sleeping on the sofa after a long day at work, wake them up from a dead sleep and take a selfie. It doesn’t work it gets rejected! Had to have her call in and resubmit the ID verification. She wasn’t happy! LOL!
“Babe wake up. Come get this bread”
“Hey baby, I need a selfie of you right now!”
“*giggles* Well, u r lucky, becuase I’m only in my underwear :)”
“NO! Focus! Put some clothes on fast! It’s for a bank! Only got 3 more min. before it times out!”
The two payments can come from the same billers right? Not seeing any explicit language about that. Ie. Make two $25 payments to Chase in the same month should be okay?
I cannot tell if the toggle is on or off for “Get a free debit card with the activation of your account to use at any ATM” !!!
I couldn’t tell either. I guess I’ll find out if they send me one!
yes, that was so frustrating. I like to collect!!
Looks like they also have a 5.10%APY HYSA with no monthly fees or minimums, pretty neat.
If it’s still that rate in a week or so, then we can talk. 😀
They pull Chex. Every. Single. Time. 🙁
So it can’t hurt to open one at the same time as checking. You can always close it.
If only you had told me about this account before I applied earlier today. Shame on you! 😉
If an existing customer applies with Chex frozen I wonder if they would insist chex be thawed…
I’d eat my socks if Bask or anybody else offers such rates in a week.
Hi banks, did you hear that? It is not that difficult to say challenge accepted.
It’s a good backup HYSA to have. They’ve been historically reliable among high rate savings accounts, albeit never the absolute highest.
There will be carnage among HYSAs and it’s a good idea to have extra baskets available.
You might as well open one at the same time as checking and get both with one Chex pull. You only have to keep a few dollars in it, and it’s likely to be one of the highest left standing.
Oh dang I just saw they pull chex everytime they open an account, didn’t know about the HYSA when I signed up earlier so I didn’t bother, ah well. Good advice for others.
Different DPs from
das1996 and 
TG.
https://www.doctorofcredit.com/bask-bank-200-checking-bonus-direct-deposit-not-required/#comment-1914489
Appreciate the links! Looks like conflicting info, not worth the risk to me I think.
I hope they changed it. They made me unfreeze Chex in April 2024 but your link is newer.
Can’t really hurt to freeze Chex and try.
Nice DP!
favo🔗
Or did you just click on “Open Account” after clicking the SB link without login?
No I didn’t login. I clicked on the SB link and filled out the savings application with the same info in the checking application. After submitting it said “account created”. The savings was automatically added to my online profile
Thanks.
I tried to find the mypoints link through A to Z order to no avail. Can you paste the link here?
Thanks for the DP!
I did the same and approved instantly for the savings account with Chex frozen! Will see if SB entertains the new user terms or not.