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Dookie
Dookie (@guest_1913750)
September 17, 2024 17:52

I’ve lost count

BankBonusIsMyReligion
BankBonusIsMyReligion (@guest_1913803)
September 17, 2024 18:44

This is the way!

Eric 🔗
Eric 🔗 (@guest_1913811)
September 17, 2024 18:49

That’s why you need to review your Chex report every so often. 😀

MoreSun
MoreSun (@guest_1917848)
September 23, 2024 16:48

When you can get hold of the damn thing. PITA for those of us who can’t get online access to work.

Karl
Karl (@guest_1913785)
September 17, 2024 18:27

Wouldn’t number of Chex inquiries be more useful? Or are you saying Bethpage can also see the number of new accounts? Where would they see the non-Chex pullers? EWS?

Eric 🔗
Eric 🔗 (@guest_1913818)
September 17, 2024 18:53

I’m pretty sure that  William Charles confused bank bonuses with credit cards (ie 5/24). 😀

Eric 🔗
Eric 🔗 (@guest_1913809)
September 17, 2024 18:48

Chex inquiries is a lot more important than account openings as many FIs do not pull Chex. If people follow what you wrote, the data will be very skewed.

Also, it’s best to include 1, 3 & 6 months also as some FIs (ie Farmers) seem to be a lot more sensitive to more recent inquiries than older inquiries.

Karl
Karl (@guest_1913868)
September 17, 2024 19:53

From the few DPs posted, I’m guessing Bethpage might be fine with something like 0/1, 0/3, ?/6, LOL/12, LOL/24, LOL/36.

SecondMouse
SecondMouse (@guest_1913951)
September 17, 2024 21:46

Karl, I agree. I think 0 in 30 days and/or less than 3 in 90 days looks like it gets an approval. BECU is the same way with the less than 3 in 90 day threshold.

Flman
Flman (@guest_1914612)
September 18, 2024 15:20

approved instantly,11/12, 16/24

creosino
creosino (@guest_1915180)
September 19, 2024 11:14

approved, 17/24

creditGuy
creditGuy (@guest_1946974)
November 8, 2024 08:07

Opened 9/17
Real DD 9/28
Bonus posted 10/28

Opened maybe 6-7 checking accounts in the last 24

They also mailed me free checks

Four
Four (@guest_1944091)
November 4, 2024 07:57

9/19 opened
10/11 real DD $200
10/28 bonus posted

RY
RY (@guest_1942458)
November 1, 2024 12:11

$250 bonus posted on Oct 28th. I didn’t use real DD and used Fidelity Investments and Topcashback balance both on Sept 19th. Not sure which one worked but they coded as this.

Fidelity Investments Deposit
Deposits

External Deposit TOPCASHBACK –
Deposits

shroommu
shroommu (@guest_1941315)
October 30, 2024 19:15

What a silly bank.

Got my $250 bonus so I wanted to transfer it out.
Tried to add an account through Plaid/MX (not sure which they were using) and they wouldn’t let me xfer to my Citi checking because it’s not a loan account.

Fortunately they did give me paper checks so I’ll just do a mobile check deposit.

Silly.

Nuk
Nuk (@guest_1940989)
October 30, 2024 11:26

Push from wise personal coded as salary.

Dealgamer
Dealgamer (@guest_1942566)
November 1, 2024 14:04

Did for me

shroommu
shroommu (@guest_1940376)
October 29, 2024 12:03

09/17 opened account
09/27 $101 payroll DD
10/25 $100 payroll DD
10/28 $250 bonus

Phil
Phil (@guest_1940303)
October 29, 2024 10:09

9/19 opened account
10/18 $500 payroll DD
10/28 $250 bonus

Dude
Dude (@guest_1940286)
October 29, 2024 09:36

9/17 Opened Account
9/30 Real DD
10/28 $250 bonus received

GM
GM (@guest_1940233)
October 29, 2024 07:44

09/17 opened account
09/30 $120 payroll DD
10/15 $100 payroll DD
10/28 $250 bonus

Jjohn8219
Jjohn8219 (@guest_1940030)
October 28, 2024 20:36

My $250 bonus landed today, after two real $100 DDs (October 4 and 18). I moved everything out, though I might keep this account open a bit longer given the lifetime language of the promotion.

Sam
Sam (@guest_1942668)
November 1, 2024 15:42

What lifetime language?

Jjohn8219
Jjohn8219 (@guest_1946750)
November 7, 2024 21:43

“To be eligible for this offer, you must […] have not previously received a new checking account opening related bonus from Bethpage.”