[CA] First US Community Credit Union $300 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability: Anyone who lives, works or worships in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra, and Contra Costa counties is eligible for membership at First U.S. Also, Federal employees throughout the State of California, select employee groups, and SAFEWAY employees in Northern California and Northern Nevada are welcome to join.
• Direct deposit required: Yes, $500
• Additional requirements: None
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: None
• Monthly fees: None with eStatements
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: Dec. 31, 2024

The Offer

Direct link to offer

• First US Community Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
  • Use promo code BTF300
  • Receive a direct deposit of $500+ within 90 days

The Fine Print

• Cash bonus offer valid from August 1, 2024 to Dec. 31, 2024 when a new personal checking account is opened with a direct deposit of $500 or more within 90 days.
• Account can be opened at a First U.S. branch, online or via phone using code BTF300.
• Must qualify for membership. Membership requires you maintain $25 in a Member Share (Savings) account.
• Offer is limited to one per member and account.
• Offer is not available for existing First U.S. members with a personal checking account.
• Cash bonus will be reported to the IRS for tax purposes.
• Offer can be changed or canceled without notice at any time.
• Your account must be open, in good standing and have a balance greater than zero when the cash bonus is paid.
• Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfers do not qualify.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees with eStatements.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any early account termination fee.

Our Verdict

Previously there was a $100 referral bonus but that required opening in branch. This is significantly better especially as it can be opened online as well. Unfortunately it’s a hard pull with no credit card funding. Will be added to our list of the best bank bonuses.

Hat tip to ShawntheShawn

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