[CA Only?] OceanAir Credit Card – 5% Back On Gas/Travel, 4% Back On Warehouse Clubs & More

Reader Bockrr posted about an interesting credit card called ‘OceanAir Epic Rewards Credit Card’. The program is a bit unusual but here goes:

  • No annual fee
  • No sign up bonus (but has offered $150 in the past)
  • Membership available to Ventura county other underserved counties in CA but there is an ACC option, YMMV
  • Card earns at the following rates:
    • 5 Points on Gas, Travel, and Hotel & Lodging Transactions
    • 4 Points on Costco and Sam’s Club Transactions
    • 3 Points on Groceries and Dining Transactions
    • 2 Points on Utilities and Streaming Service Transactions
    • 1.5 Points on All Other Transactions
  • $5 fee for redeeming points

Not sure I’ve ever seen a charge for redeeming points like that. Don’t think it’s worth considering unless a sign up bonus returns or if you’re doing significant volume and if you are I imagine you’d get shut down quickly. 

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