[CA only] Orange County’s Credit Union $100 Checking Referral Bonus – Direct Deposit Not Required

Update 1/10/23: Deal is back and valid until January 31, 2023.

Offer at a glance

• Maximum bonus amount: $100 to both parties
• Availability:Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties
• Direct deposit required:  Optional
• Additional requirements: See below
• Hard/soft pull: Soft 
• ChexSystems: Unknown 
• Credit card funding: Up to $100, Visa or Mastercard
• Monthly fees: $0-$6, waivable
• Early account termination fee: 90 days, bonus forfeit
• Household limit: None
• Expiration date: August 20th, 2019 September 30th, 2019 October 31st, 2019

The Offer

Direct link to offer

• Orange County’s Credit Union is offering a referral bonus of $100 to both parties. To receive the bonus the person being referred must:
  • Opt for eStatements
  • Have either Direct Deposit or 5 Debit Card purchases

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a better than free checking account with no monthly minimums or fees. Unfortunately the better than free checking account has to be opened in branch, if you open online your best bet is the basic checking account this has a $6 fee that is waived with a balance of $750+.

Early Account Termination Fee

You do need to keep the account open for 90 days, otherwise the bonus will be forfeit.

Our Verdict

Feel free to share your referral information in the comments below. Relatively easy bonus to meet the requirements for and it’s a soft pull. Because of that I’ve added it to our list of the best bank bonuses.

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