[CA only] Sacramento Credit Union $200 Checking Bonus

Update 10/12/24: Bonus is back at $200.

Update 11/29/22: Bonus now $200.

Update 7/24/21: Available again, no end date listed. Hat tip to reader Pang.

Update 8/16/20: Deal is back through August 27th with promo code SAVE.

Offer at a glance

• Maximum bonus amount: $150 $200
• Availability: Any and all persons who live or regularly work in El Dorado, Placer, Sacramento, Solano, Sutter, Yolo and Yuba Counties, California, as well as any and all businesses, corporations, and/or other legal entities in the aforementioned counties
• Direct deposit required: Yes, no minimum specified
• Additional requirements: None
• Hard/soft pull:  Soft, report of hard pull
• ChexSystems: Unknown
• Credit card funding: Yes, up to $500
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: August 24th, 2018 August 27, 2020 December 31, 2024

The Offer

Direct link to offer

• Open a new Sacramento Credit Union free checking account and receive a bonus of $200 when you receive a direct deposit within 60 days of account opening.

 

The Fine Print

• Existing Sacramento Credit Union checking account holders are ineligible for the $200 bonus. Direct Deposit (electronic transfer for payroll, pension or government benefits) must post to new checking account by day 60 after account opening.
• A $200 bonus will be deposited into the new free checking account on the first business day after 60 days of the account opening.
• Bonus is considered interest and will be reported on IRS form 1099-INT.
• Offer valid through December 31, 2024.

Avoiding Fees

You need to pay a $5 fee to join.

Monthly Fees

The free checking account required has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee.

Our Verdict

Not a huge bonus, but better than the previous $100 deal they have had. The small amount of credit card funding and the fact that there is no monthly fees to worry about is nice. I’ll be adding this to our list of the best checking account bonuses.

Big thanks to reader, EW who let us know. Learn how to find bonuses and contribute to the site here.

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