Offer at a glance
- Maximum bonus amount:Â $200
- Availability: Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. in CA
- Direct deposit required:Â Yes, $750+
- Additional requirements: See below
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding: Up to $1,030
- Monthly fees:Â None
- Early account termination fee:Â None
- Household limit:Â None listed
- Expiration date:Â None listed
Contents
The Offer
- Valley First Credit Union is offering a $200 checking bonus when you following requirements are met:
- Have an established direct deposit of $750/month or more
- are enrolled in Online Banking and are enrolled in eStatements
The Fine Print
- Offer effective November 14, 2022 and subject to change or cancel with out notice. Offer does not apply if you have an existing Valley First Credit Union checking account or have closed a Valley First checking account within the last 12 months, including joint account ownership.
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met: Have an established direct deposit of $750/month or more, are enrolled in Online Banking and are enrolled in eStatements. Account must be open and in good standing to receive Bonus. Bonus Dividend will be reported as interest (dividends) assumed on IRS Form 1099-INT. Recipient is responsible for any applicable taxes. Offer cannot be combined with any other offer. New accounts subject to ChexSystems. Membership eligibility requirements apply. Membership requires a Primary Share Account opened with an initial $25 deposit plus a $5 one-time membership fee, for a total of $30.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
Our Verdict
Don’t know much about this bank so please share your experiences below.
Hat tip to Gadget
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- Bank Bonus Posting Times
3/04: Account opened.
April and May cumulative real DD of $1000+
6/12: $200 bonus deposited into checking.
Offer has been pulled. Link leads to a 404 error.
Amex not accepted
Instant approval in footprint, but 70 miles from the closest branch. $1030 on Citi Biz AA coded as purchase.
Chex:
6/12
28/24
Looks like you can fund up to $1,030 with CC (including Amex).
DP: Applied online in footprint and instantly approved at LOL/24 Chex. Opted out of overdraft & no HP. CC funding max $1030, coded as purchase on Chase WoH.
did you see wether amex was an option to fund ?
Is there no promo code? I see a place to enter a promo code on the application, but I don’t see any promo code requirements on the t&c?
There’s also a $500 bonus for business checking:
https://www.valleyfirstcu.org/boost-your-business
That’s what’s up!
when is the deadline for this?
Anyone else keep getting system updating, can’t continue with application?
Does anyone have any insight as to whether it is a hard pull?
Not a hard pull