Capital One Announces Three BJ’s Wholesale Club Credit Cards

The details regarding three new Capital One BJ’s Wholesale Club credit cards are now live. These cards will be available for sign up starting February 27, 2023. New cards are as follows:

  • BJ’s One Mastercard
    • 3% back in rewards on most BJ’s purchases
    • 1.5% back in rewards everywhere else Mastercard is accepted
    • 10¢ off/gal. at BJ’s Gas
  • BJ’s One+ Mastercard
    • 5% back in rewards on most BJ’s purchases
    • 2% back in rewards everywhere else Mastercard is accepted
    • 15¢ off/gal. at BJ’s Gas
  • BJ’s Business Eliteâ„¢ Mastercard
    • 5% back in rewards on most BJ’s purchases
    • 2% back in rewards everywhere else Mastercard is accepted
    • 15¢ off/gal. at BJ’s Gas

It was previously announced that ADS would stop issuing these cards and Capital One would start issuing them.

Subscribe
Notify of
guest

22 Comments
newest
oldest most voted

David Lane
David Lane (@guest_1578244)
March 16, 2023 12:57

How does anyone get a CapitolOne credit card for BJs (black) ?

David Lane
David Lane (@guest_1578241)
March 16, 2023 12:55

How does a person get a CapitolOne Black credit card?

Christine
Christine (@guest_1556292)
February 14, 2023 12:25

Thank you! I’ve actually been waiting for this! I never used to like shopping at BJs, but with three little kids and a crazy life, BJs pickup has been a lifesaver. There are limited pick up options in my area, and BJs always gets the order together quickly and I appreciate the flexibility in pick up times (compared to stores where you have to be there at a specific time). I’ve shifted a lot of my shopping there because of the pickup and will happily take the 5% back.

Jay
Jay (@guest_1556610)
February 14, 2023 19:37

Get Venmo card they count it at grocery at whole clubs like Bjs and Costco.

fearthez
fearthez (@guest_1556240)
February 14, 2023 11:34

As both have no AF, I don’t see why someone would want the BJs One over the One+. Am I missing something?

sullim4
sullim4 (@guest_1556248)
February 14, 2023 11:42

Gonna guess the One will be targeted at those with lower credit scores or those that carry balances. I will bet the interest rate on the One will be lower.

I don’t get the complaints on this card. This offering isn’t much different than most store-branded credit cards. Low/no SUB and solid rewards when you shop at the co-brand partner. 15 cents off per gallon of gas can add up quickly if they are your preferred refueling station. This was never meant to appeal to the DoC crowd.

I think one of their mistakes was to make these no-AF… they should have matched the AF to the cost of a BJ’s membership and bundled the membership with the card. Costco does that and I suspect they retain a handful of customers that might otherwise drop the membership, but would rather not go through the hassle of cancelling the credit card.

fearthez
fearthez (@guest_1556256)
February 14, 2023 11:49

Their FAQs state you must be a BJs member to get the card

fearthez
fearthez (@guest_1556258)
February 14, 2023 11:51

 William Charles You have to have the higher membership to get the One+/Business card per their FAQs

The membership that is associated with the BJ’s One Mastercard is $55/year and the membership associated with the BJ’s One+ Mastercard and BJ’s Business Elite Mastercard is $110/year.

https://bjsone.capitalone.com/faq

Jay
Jay (@guest_1556611)
February 14, 2023 19:38

You need higher bj membership for plus.

Arty
Arty (@guest_1556239)
February 14, 2023 11:32

I don’t understand – when all have no annual fee, why would you opt for the card with worse rewards?

John M
John M (@guest_1556238)
February 14, 2023 11:30

Thanks for letting us know that Blowjay’s is still in business. I could swear I thought both that and the Hollywood Video next door went under decades ago.

Brian R
Brian R (@guest_1556233)
February 14, 2023 11:22

You had me at 3 BJ’s.

Burgers?
Burgers? (@guest_1556249)
February 14, 2023 11:43

Came to post this.

Jason
Jason (@guest_1556227)
February 14, 2023 11:10

I love mention of “most”, let’s them adjust on a need to want basis XD

Jack
Jack (@guest_1556225)
February 14, 2023 11:09

Poor name of choice. I want BJ’s infinite. Or BJ’s Everyday

Lok Hang Wong
Lok Hang Wong (@guest_1556241)
February 14, 2023 11:35

You can get both when you serve your ban for life in prison. You’ll probably be giving rather than receiving though.

John
John (@guest_1556224)
February 14, 2023 11:09

3 cards x 3 bureaus = 9 hard pulls w/ 0 approvals

Paul
Paul (@guest_1556297)
February 14, 2023 12:28

Nice rhyme

tom
tom (@guest_1556595)
February 14, 2023 19:13

But how many ‘hard pulls’ are needed for 1 BJ