Update 9/17/26: Increased offers for Giftcards.com are back. Seems the standard increase is either 8x or 8.5% on Visa Giftcards and 7x or 7.5% on most other brands with some exceptions. There might be higher offers via email or the like, but I haven’t seen those yet. A reader mentions getting 15% on Visa via email.
Update 8/31/26: I got the 3-10% offer on the homepage and via email, but after poking around I got another two email offers, one for up to 14% and one for up to 22% (screenshot of the best offer below).
The Offer
Capital One Shopping is offering up to 10% cashback on Giftcards.com purchases when you shop through their portal:
- 10% back: Dining, clothing and apparel, pets, auto services, gaming, and entertainment and experiences
- 6% back: Visa gift cards, plus most other categories (includes select One4all multi-store gift cards)
- 3% back: Home improvement, gas, grocery, rideshare, meal delivery and fast food, Airbnb, Razor, and related One4all multi-store gift cards.
The Fine Print
- Exclusions: Giftcards.com gift card, Gift of College gift card, and Mastercard Gift/eGift.
- Purchases over $2,000 are not eligible.
- Total cashback max is $1,000.
Our Verdict
I’m seeing this offer both on the Capital One Shopping homepage and via email. Capital One Offers in the login likely has some similar offers as well.
Nice deal for gift card purchases. As always, keep in mind that Capital One Shopping portal does not require having a Capital One card or bank account. Also remember that the rewards are not cash but rather they cash out as gift cards for various brands.
Stacking ideas:
- 1% Giftcards.com Rewards on select brands
- 5% back from Chase Offers
Other stacking ideas – these might have risk of the portal not tracking:
- Use up a Giftcards.com gift card purchased previously (won’t work to buy Visa gift cards)
- 10% off Visa e-gift cards (code SD10OFF)
- $5 off $100 on physical Visa gift cards (code: ECO5)
- $10 Kroger e-gift with purchase of $100 Visa e-gift (code: KROGER10)
- See all promotions here
No guarantees, but I think ECO5, KROGER10, and DAILYDEAL promo codes will work to stack with the portal. I think SD10OFF will not work. Not sure if you get portal when using up a Giftcards.com gift card.
If you’re new to Capital One Shopping, signup via referral link to get $80. Here is our referral sharing thread and here is my own referral link (thanks!).
