Capital One Venture X Business Card 400,000 Signup Bonus (Requires Private Banker)

The Offer

Direct Link to offer

  • Capital One Venture X Business card and get 150,000 miles once you spend $30,000 in the first 3 months.
  • Get an additional 250,000 miles after you spend $300,000 in the first 6 months

Card Details

  • Annual fee of $395
  • Card earns at the following rates:
    • 10x miles on hotels and car rentals when booking through Capital One’s travel portal
    • 5x miles on flights when booking through Capital One’s travel portal
    • 2x miles on all other purchases
  • 10,000 miles anniversary bonus
  • $300 annual travel credit for bookings through Capital One’s travel portal
  • Lounge access:
    • Priority pass lounge access
    • Capital one lounge access
  • $100 TSA PreCheck or Global Entry credit every 4 years
  • Existing Spark cardholders can apply for Spark Travel Elite, Spark Cash Plus cardholders cannot apply for Spark Travel Elite

Our Verdict

This requires a private banker. Public offer is 350k points but only requires $200,000 in spend not $300,000. Remember, Capital One pulls all 3 credit bureaus. Unlike most Capital One business cards, Spark Cash cards do not report the statement balances to the personal bureaus; see these Things to Know About Capital One Credit Cards before applying. We’ll add this to our List of Best Credit Card Signup Bonuses.

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25 Comments
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ay
ay (@guest_2047938)
April 22, 2025 10:53

As I posted in the last thread (and emailed the above picture of the offer to Will), if anyone needs an introduction to a private banker, you can reach out to me at discoveremail2 @ gmail and I can send your contact info over. They are usually very responsive and will reach out within a day or two.

Just a few points to make, usually these bankers have clients with 4m+ in revenue. But this is pretty flexible. To qualify for the card, you need around a 750 credit score and no new cards opened up.

This card offer is supposed to last for a month or two.

Adam D
Adam D (@guest_2047908)
April 22, 2025 10:09

I’ll keep this in mind when I need to pay $1M in taxes lol

Alexi 🔗
Alexi 🔗 (@guest_2047913)
April 22, 2025 10:13

At that income level you don’t do that anymore.

slick_li
slick_li (@guest_2047923)
April 22, 2025 10:27

Why not—I’ve held onto some good habits from my broke days! Only one thing changed. These days, I don’t hunt for deals as much—maybe just once a day.

D
D (@guest_2048068)
April 22, 2025 13:36

What are some great deals you found recently?

Lrdx
Lrdx (@guest_2048606)
April 23, 2025 12:31

I think the “not doing that any more” was about the “paying taxes” part.

robertw
robertw (@guest_2047931)
April 22, 2025 10:43

Not true. I am in a huge group of large business owners, mostly online operations. All love miles and points. This applies to extremely wealthy people. They love to get the free stuff just like everyone else. I have seen posts like yours making aimilar claims. And 300K spend in 6 months is not a huge amount of money for a bsuiness. Thats 50K a month average.

John
John (@guest_2047933)
April 22, 2025 10:44

I think Alexi was referring to the rampant tax fraud and loopholes by the wealthy, not that rich people don’t use credit cards or enjoy this ‘points’ hobby.

Alexi 🔗
Alexi 🔗 (@guest_2047937)
April 22, 2025 10:53

That is right, thanks, John!

John
John (@guest_2047940)
April 22, 2025 10:57

Yeah, it’s not really a partisan issue, but clearly, one side does this more than the other. Sadly, I expect this entire thread to be removed soon. As much as I enjoy and support DoC, they are a little less open to hosting anything that could be considered ‘political’ on here, even if it’s objectively bad stuff, like tax cheats, which no one should endorse or approve of. Anyway… peace be with y’all!

Gabriel
Gabriel (@guest_2047956)
April 22, 2025 11:17

That’s bait.

John
John (@guest_2048087)
April 22, 2025 14:17

Got one! 🧌🎣

Adam D
Adam D (@guest_2048147)
April 22, 2025 16:10

yea thats the normal npc retort which ignores trading for a living, good luck writing of short term cap gains

JD
JD (@guest_2048169)
April 22, 2025 17:16

“Only suckers and losers pay taxes.”

scott
scott (@guest_2047950)
April 22, 2025 11:03

Pretty sure he was joking.

Adam D
Adam D (@guest_2048148)
April 22, 2025 16:12

8 figure guys are as frugal as anyone if theyre self made, i duno y some ppl think it just changes

John
John (@guest_2048238)
April 22, 2025 19:29

Self-made? Like, wages? ‘Hard’ work. Coal miner? $100K/year after tax income would take 100 years to get to $10 million. Bah. Nice try.

Buy High, Sell Low
Buy High, Sell Low (@guest_2048307)
April 22, 2025 22:08

No, you see, it’s all about how much you lose. Think of the tax credits!

David
David (@guest_2048245)
April 22, 2025 19:49

I’d love to join that group if at all possible.

Adam D
Adam D (@guest_2048146)
April 22, 2025 16:09

so how do you avoid capaital gains ol sage wise one? ill let my cpa know

John
John (@guest_2048247)
April 22, 2025 19:49

Have you considered not breaking the law and actually paying your fair share like the rest of us? Or are you special?

Buy High, Sell Low
Buy High, Sell Low (@guest_2048308)
April 22, 2025 22:09

Wait, you guys got capital GAINS… oh wow. And here I was thinking it was all about capital losses.

Adam D
Adam D (@guest_2050242)
April 26, 2025 14:19

It’s called sarcasm.

John
John (@guest_2047928)
April 22, 2025 10:34

*tariffs (which ironically are taxes that we as consumers ultimately pay)