Cardless has launched a new TAP Miles&Go American Express Card. Card basics are as follows:
- $79 annual fee
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Signup bonus:
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Cardholders can earn up to 40,000 miles after spending $2,500 in the first 90 days
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As a limited time offer, TAP and Cardless are adding an extra 20,000 points – for a total of 60,000 points once a cardholder spends $2,500 – through the end of november.
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- Card earns at the following rates:
- 3x miles on Tap Portugal Airlines purchases
- 2x miles on car rentals, hotels, and rideshare and 1x miles on all other purchases
- Preferred boarding
- 2 TAP Premium Lounge access passes per year
- 2 extra checked bags per year
- Cardholders will earn 1 status mile for every 5 miles earned from spend, up to 10,000 miles per year that applies towards earning TAP Miles&Go Status as well as earning Star Alliance silver or gold status
Card structure and bonus is significantly better than I thought it would be. Don’t think it’s worth keeping long term but could be worth getting for the sign up bonus if you’re able to use the miles. Cardless does limit you to having one Cardless card.
Any reasonably good redemptions to be had here? I think only C1 is a partner too so hard to top up.
Hey team, I called to cancel my old Cavaliers Cardless CC. I was told that only one card in a lifetime from Cardless can be had. Any data-point here?.
Thanks!!!!!!!!!!!!!!!!!!!
Hey so heads up. I tried applying for it and it doesn’t let me complete the application since it says “Phone number already occupied”
I got the SUB for the Cardless Celtics more on feb 2022. I’ll see if I can use another phone number to open this account later on. But just wanted to highlight for people to be aware.
Does the Amex 5 credit lines limit apply to 3rd party cards?
Has been no for co-branded cards
I got an email offer for 65,000 points:
Hi there! The wait is over. The TAP Miles&Go American
Express® Credit Card from Cardless is here! Because you joined the waitlist, we’re sharing
your special offer – available now! 65,000 bonus miles + 5000 status miles.
Link is generic but not sure if public:
https://www.cardless.com/cards/tap-air-portugal?utm_source=email&utm_campaign=TAP-Waitlist65k&utm_medium=cardless&utm_content=Waitlist-65k&utm_term=
Terms say you had to sign up for the wait-list and use the same email for the application that you put in for the wait-list so I assume there will be a check in the back end
This is great. I go to Portugal 3x a year.
But are we sure we still get sign-up bonus if we’ve received a Cardless Celtics SUB over a year and a half ago?
A fellow Pingo Doce fan!
Anyone know if this application will result in a hard pull?
On the final submit page on the application I see no reference to a credit inquiry at all which is odd. Read through all the linked terms as well
Did you apply? Would be interested in a DP.
Once you hit the gray submit button it then says they will pull your credit. I tried to apply even though I already have a Cardless card and got an error saying my phone number was already taken. Wonder if I tried to apply with another number they would let me open it
No, it will say you already have a cardless account.
I applied and got a Chase email about my new recent credit inquiry.
Was denied with no amex cards in the last 90 days, but I did have a Citi card in the last 90 days (started churning again so 5 cards this year I believe).
High income and 815 credit score.
our application, which we are processing on behalf of the issuer, First Electronic Bank, and unfortunately we are unable to provide credit to you on this occasion for one or several of the below reasons:
Number of months since the most recently opened bankcard revolving account(s).
Number of months since the most recently opened revolving bankcard trade account(s).
Number of months since the most recently opened credit card account(s).
Number of months since the most recently opened revolving trade account.
No open retail accounts in your credit file
Delinquent or derogatory account (I missed 1 payment 2 years ago – never have in 20 years. My Citi cards were closed by Citi 2 years ago due to overdrafting I think at the time. Have a citi card now).
Too many inquiries
Not enough balance paid down over time on real estate secured loans
What is the reason that is it not HP since this is a brand new card application….
Some smaller CCs (ones issued by Hatch Bank for example) don’t do a hard pull or have a 50% chance. I thought I remembered Cardless also not doing it but I think I’m misremembering that the CEO said they won’t report to credit agencies
Hard pull on Experian for me. Have AMEX, first Cardless
99.9% chance it is a HP as you a are seeking credit and they want other banks to know this as well just like they would want to know as seeking credit is a risk for other lenders
There are very few 3rd party issued AmEx credit cards. That alone means something. Cardholders may get AmEx offers. Certain cards has special connection to AmEx cards. You can load from AmEx credit cards to AmEx Serve directly. Worth taking a look.
Seems special. But still not sure if it is worth $79 if you do not fly TAP much. Footprint is so small.
TAP is part of Star Alliance, so no worries with footprint, but to say that the *A award chart isn’t competitive is an understatement. Guess I’ll pass on this one.
The Star Alliance partner booking looks awful. I often see $350 fuel+fee charges. Not worth. Probably even worse than Aviance.
TAP is in process of being sold and may end up part of KLM/AF, Lufthansa or British Air so this can change soon
The TAP Miles&Go American Express Card is issued by First Electronic Bank, Member FDIC. Offer subject to change.