All-in-one card pioneer Plastc ceased operations in April and won’t ever deliver the cards which many of us have already paid for. Many people tried tried disputing the charge with their credit card with mixed results. Typically... Read More →
Category - Consumer Credit Law
Have You Received An Automated Call From A Financial Institution? You Might Be Eligible For A Settlement
There are three class action settlements involving financial institutions and automated calls at the moment. If you’ve received an automated call from one of these financial institutions within the specified time frame then... Read More →
Grace Periods Explained
A grace period is usually the amount of time after a loan is due payment can be made without any penalty being applied. It can also be the interest free period. The definition of a grace period really depends on the situation it is used... Read More →
Consumer Reporting Agencies Make Changes To Their Dispute Systems
With the help of the CFPB consumer reporting agencies (Equifax, Experian & TransUnion) have made some small changes in the way they handle disputes. When a consumer finds incorrect or inaccurate information on their credit report... Read More →
New SECURE Card Act Could Give All Americans Access To Free Credit Scores & Increased Rights When Disputing Errors
On Wednesday 9th, April 2014 a new consumer credit act was put to the Senate by Senators Brian Schatz (HI) and Sherrod Brown (OH), called the SECURE act (Stop Errors in Credit Use and Reporting). This Act was released after a report by... Read More →