In the comments of my Chase Amazon Prime Rewards Visa Signature Card review, reader jwl mentioned that one of the hidden benefits of the new card is that there is no longer a foreign transaction fee, which is rare among no-annual-fee... Read More →
Category - Credit Card Benefits
Determining Whether Your Rewards Spending Outweighs an Annual Fee
In my review of the Blue Cash Preferred, I broke down what level of spending you needed to have in the groceries category to outweigh the annual fee, as compared to various other cashback rates you can attain on groceries. In this post... Read More →
BankAmericard Cash Rewards Credit Card Review – 3% on Gas, 2% on Groceries & Wholesale Clubs
(Update: Card is now called Customized Cash Rewards. No other changes.) The BankAmericard Cash Rewards is a favorite of churners for its occasional $200 signup bonus. While it’s benefits have been summarized on here before, I... Read More →
Master List of Credit Cards with 4%/4x+ Rewards
A lot has changed in the two and a half years since the last post about 5%+ cash back cards. This is a (hopefully) comprehensive survey of the current landscape of high-earning rewards cards. For the sake of brevity, important caveats... Read More →
All The Automobile Manufacturer Branded Credit Cards
This post is intended as a (hopefully) comprehensive analysis of automobile manufacturer branded credit cards (most of which are exceedingly mediocre). I would not recommend these cards, with the exception of the American Express... Read More →
Some American Express Cardholders Double Charged by American Airlines on January 9 [Fully Updated 01/12]
Based on personal experience and DPs over at FT (starting with post #71), it looks like some American Express premium charge card cardholders who made a purchase from American Airlines (AA) on January 9 were charged twice—the charge... Read More →
Critically Evaluating the American Express Business Platinum 50% Airline Bonus
With the publicity surrounding the 100,000 Membership Rewards signup offer on the American Express Business Platinum Card, there’s been a lot of buzz about the 50% Airline Bonus this card offers. The gist is that if you use Pay... Read More →
Barclaycard Opens Luxury Lounge In NYC For Luxury Cardholders
Barclaycard introduced their new range of Luxury cards at the start of 2016, when they originally launched they came with high annual fees (up to $995) but high sign up bonuses (up to 100,000). In May of 2016 they eliminated the sign up... Read More →
Some EZ-Pass Payments are No Longer Triggering CSR Travel Credit [Northeast Only]
Just a quick PSA, courtesy of r/churning and Flyertalk: One of the easiest ways to meet the $300 Chase Sapphire Reserve airline credit is by paying your EZ-Pass bill, something many of us do a lot here in the Northeast. Unfortunately... Read More →
Chase Sapphire Reserve Will NOT Have the Infinite $100 Airfare Discount
Chase has clarified that the Sapphire Reserve card will not have the $100 airfare discount that typically comes with Infinite benefits. Chase, interestingly, chose Thepointsguy as their medium to officially announce the Sapphire Reserve... Read More →
Discover Adds Limitation to Price Protection Benefit [Computer Parts]
Discover offers a Price Protection benefit which will refund you if an item you buy with a Discover card goes down in price after purchasing. Even a better price found at a different retailer can be matched. There is a $500 maximum... Read More →
New Chase Sapphire Reserve/Elite Card Will Be A Visa Infinite
A few days ago we shared some details about a new premium Chase Sapphire card that would be coming out, we currently have the following rumored information: 100,000 Chase UR point sign up bonus Card is expected to launch on August 21st... Read More →
When Will Citi Prestige Benefits Change for New Card Applicants?
We’ve covered the upcoming 2017 changes to the Citi Prestige card extensively. We learned about the lower signup bonus and the link that still gets you 50k. The Admirals Club benefit will be removed. We wrote about the other... Read More →
How do Statement Credits Affect Points and Minimum Spends with Amex?
Amex has various benefits and programs which result in statement credits, including the Airline Credit benefit, Amex Offer credits, Global Entry credits, and more. Do those statement credits reduce the number of points/rewards earned... Read More →
Are the Citi Prestige Changes in Effect Yet for New Cardholders?
Earlier today, we wrote about the many changes that will take place on the Citi Prestige card in July 2017. One issue which people were asking about is whether these changes are already in effect for new cardholders. If someone applies... Read More →