Category - High-Yield APY Accounts

Update 8/4/20: It’s down to .75% now. Update 7/19/20: No longer available to new applicants. Update 6/18/20: Rate now 1.4% Rate now 1.75% for new users Update 5/6/20: Rate is now guaranteed through 6/30/20. Update 4/24: Rate is... Read More →

Update 12/19/19: Rate will be reduced to 1.6% APY tomorrow. Update 11/13/19: Rate reduced to 1.70%. Update: Rate reduced to 1.8% APY Ally is sending out an email that their online savings account rate will be lowered to 1.90% beginning... Read More →

The Jiko app was just publicly released (Android | Apple). The Jiko network keeps you invested in US Treasury Bills without sacrificing access to your funds. As soon as you add funds to your Jiko, the network invests the balance in T... Read More →

Centier Bank offers their Savings Connect account with 4.00% APY on balances up to $50,000 providing that you open a checking account as well and have 50 debit card transactions on the account. Obviously the 50 transactions is a tall... Read More →

CIT Bank bumped up the rate on the Savings Builder savings account to 2.45% APY (up from 2.25%) on balances $25,000 and higher. reader Walter assures us that those who already had the Savings Builder savings account at the 2.25% rate... Read More →

[Update 10/4/19: Rate lowered further to 1.90%] [Update 8/26/19: Rate lowered further to 2.00%.] A lot of readers sent in that Marcus by Goldman sent out an email that the rate on their savings account is being lowered from 2.25% to 2... Read More →

Update 9/17/20: They have a new referral program with $20 for referrer and $20 for new member. Full details here. Looks like they also increased the monthly fee from $6 to $8. Update 2/10/20: Seems like they ended their referral program... Read More →

Betterment will soon release a checking account which you can join via waitlist. They also offer a savings account. The savings account has a competitive interest rate of 2.43%. As a launch promotion, Betterment is offering a... Read More →

Beam 2-4% banking sent out an email (Subject: Beam Termination) to customers that they’ve terminated agreements with their banking partner, and thus users need to withdraw all funds within 30 days. Dear Beam Customers, Currently... Read More →

Northpointe  Bank is offering a 2.55% savings account on balances between $25k and $1M. Rate is guaranteed for at least 3 months. Unknown if they plan on keeping this account competitive long term. This gets near the top of the list of... Read More →

[Update 6/26/19: They sent out an email with details of the change from 2.20% to 2.10%. Points for transparency.] A lot of us use Ally Bank as a high-yield interest account. They just lowered the rate from 2.20% APY to 2.10% APY. Back... Read More →

Vio Bank offers a high yield savings account Account with an interest rate of 2.52% APY. Only $100 minimum to open. FDIC insured. It's fun watching the rates creep up; it crept up recently to 2.51% and now 2.52%. Ultimately, these tiny... Read More →

The Offer Direct Link to offer Bank of America is sending out the following email offer to select users: Deposit $10,000+ in new money within 30 days of enrollment, and receive an increased interest rate of between 1.10% and 2.00%... Read More →