Category - Questions & Answers

[Update 1/22/20: Updated the post with the tidbit that American Express can manually grant an extra 10 days upon request.] Question: I’ve noticed that credit card offers almost always have a minimum spend requirement, usually... Read More →

Awhile ago we asked you if you had any questions you’d like answered, as @billclancy (Bio here) from Northpointe Bank, was happy to answer them. Northpointe are also currently offering a sign up bonus of $50 and a $50 donation to... Read More →

Awhile ago we asked you if you had any questions you’d like answered, as @billclancy (Bio here) from Northpointe Bank (who offered a 5% rewards checking account that we’ve covered before here) agreed to answer them. It took... Read More →

A lot of people have been signing up for Citi Gold checking account’s recently, there is currently a 30,000 American Airlines or 40,000 Citi ThankYou points sign up bonus for this account and you can fund the account with a credit... Read More →

Thanks to your site I’ve started to open a few bank accounts so I can receive the sign up bonus associated with it. I’ve probably opened 4-5 within the past six or seven months, I’m just wondering if I am signing up... Read More →

Recently a lot of people have had a similar/same question regarding American Express sync offers. I’ve rephrased the question below and then answered it. The Question I have a question regarding American Express offers... Read More →

I want to start answering more reader questions, it’s something that we used to do a lot of but haven’t done as much of recently. If you have a question that you can find the answer to (and please search on this site and... Read More →

Recently there were two American Express sync offers for Staples, one was publicly available (spend $100+ and receive $20 statement credit) and the other was targeted (spend $250+ and receive  a $75 statement credit). One reader asked... Read More →

I recently signed up for the Citi Prestige card and didn’t complete the minimum spend requirement in time. I thought I had longer than I did. Is there anything I can do? I really want that sign up bonus. Taylor The first and most... Read More →

Update: The information provided by Barclaycard was incorrect, read more about this here and what your best course of action is. I already have the Wyndham credit card that has an annual fee of $69. When I signed up for the card it came... Read More →

Hello, I have a question about what happen’s when a spouse doesn’t have their own income himself/herself and they want to apply for a credit card. Can they put down the total household income as their own? Can you explain a... Read More →

Update: It looks like you can get the bonus on both of these cards. Lantean as able to recently. Let us know your personal experiences in the comments. Hi, I’m wondering if it’s possible to get the sign up bonus on the... Read More →

I often read on forums such as myFICO & credit boards that I should opt out of receiving credit card offers. Is this true, or would I be better off staying opted in? David via e-mail Everybody is opted in by default, there are pros... Read More →