Update 2: Reposting as a lot of people seem to have missed this when we originally posted.
Update: Seeing some approvals on Southwest Personal & United Explorer cards as well.
Currently there are some datapoints of people being successfully approved for the Chase Amazon credit card despite being over 5/24. That card is currently offering an increased sign up bonus of $200. Earlier this year Chase increased credit limits on existing cardholders Amazon cards by a lot.
Amazon has been considering replacing Chase as a co-branded partner so Chase removing the 5/24 rule could be due to either trying to keep them as a partner or pad the stats if another issuer plans to purchase the backbook from Chase.
If you do apply, share your 5/24 stats and application status in the comments below.
Applied for the Amazon Visa at 12/24. Initially denied but reconned and after reallocating my credit lines I was approved
I decided to take the chance and I was approved (and with a rather high limit almost $15k) with being over the 5/24 rule and in the 750s on all three scores. Not sure if it mattered but I scanned the QR code on a mailer they sent me. The mailer did NOT say anything about being pre approved (and the online pre approval said no almost instantly but I applied anyways cause there aren’t any other cards I really want for a while) just about the card rewards and gift card offer. I have had a relationship with Chase with only a sapphire preferred for about 2 years, so the positive banking history with them might have helped? I think they maybe are being more lenient with prime day around the corner and these mailers. I hope this helps!
I understand that your 5/24 status may not prevent you from getting approved for these cards, but my question is whether having one of these card still counts as 1 on your 5/24 status. It must, right?
In other words, if I am 6/24 currently, and apply for and get approved for the Amazon Chase card, I am now at 7/24. Is that everyone’s understanding?
Yes x/24 is how many new cc accounts opened in the last 24 months. So if you applied for a new Chase CC then your x/24 would go up by 1.
Any recent DP’s on approvals for UA cards?
5/24 and 3/12. recently got the CFF a month ago and got approved for United Explorer card today. 4th chase card overall. Was not expecting to get approved but applied through my account and got instantly approved. not sure if it matters that I already had a united mileageplus account
6/24 and 2/12. United Club Infinite. Received 7-10 day message, then denied.
Any recent DP’s on approvals for UA cards?
https://www.doctorofcredit.com/chase-amazon-card-not-subject-to-5-24-rules/#comment-1457502
I am the same anon. I was approved with 6/24 and 2/12.
Best of luck out there 🙂
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I am the same anon, from the prior comment. Amazon credit card bonus is now $150 for prime. Is it worth waiting to see if they bump to $200 within this month?
im basing it off this data point from last year: https://www.doctorofcredit.com/source-chase-amazon-card-to-offer-increased-200-signup-bonus-in-november/
amazon now has 200 bonus for prime here, but only 60 for nonprime. Hope people can do a free trial
https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S