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12/17/18: Readers say that bonus points are now posting. Some people were worried since they didn’t see the bonus points posting. Offer is still good through December.
Update 12/11/18: We’ve confirmed with Chase directly (as other blogs have confirmed too) that this offer is not targeted and available to all cardholders who spend with either Apple Pay or Google Pay from December 3rd – December 31st. List of eligible cards:
- Chase Sapphire Reserve
- Chase Freedom Unlimited
- Chase Sapphire Preferred
- Chase Sapphire
- Chase Amazon Prime
- Chase Amazon Rewards
The Offer
Check your emails for an offer from Chase on various Chase cards, including Sapphire Reserve, Freedom Unlimited, and probably others. Subject line should be ‘Limited-time offer! Get an extra point with every purchase’.
- Get an extra 1x Ultimate Rewards point on all purchase made with Apple Pay
- Get an extra 1x Ultimate Rewards point on all purchase made with Google Pay
The Fine Print
- Valid December 3rd – December 31st
- Doesn’t appear to be any limit on earnings
- No registration requirement is mentioned
Our Verdict
On Freedom Unlimited you’ll end up with 2.5x everywhere while on Sapphire Reserve you’ll end up with 2x everywhere or 4x on travel and dining purchases. Most stores accept mobile payments so this offer can be quite useful, especially for the busy shopping season. Many websites accept Google Pay and Apple Pay as well, presumably that earns the extra 1x too.
Far as we know now, this is a targeted offer, and you have to use the mobile wallet you were targeted for, e.g. if you got the Google Pay offer, you won’t get bonus points for Apple Pay. I also haven’t yet seen anyone get the offer on other mobile wallets, just Apple Pay or Google Pay.
Thanks to readers John and Gabriel for sending this in.
Does this offer have to be activated to take effect? I didn’t get the email, but I have a Sapphire Reserve card. Will I earn the extra point if I simply use the card at stores taking Apple Pay? (I normally don’t use the CSR at such stores because they tend to offer only 1x points.)
Does Amazon prime card earn 11% in Wholefoods now through Apply pay?
Do Simon malls accept Google Pay? I’m trying to think of a way to maximize this but I’m struggling because I’m a Samsung Pay loyalist and have no experience with Google Pay.
All apple pay transactions now have 1/pt/$ added now
Under Chase Offers I have 10% up to $5 for purchases at Walgreens. If I pay using Apple Pay, will I still be qualify for the 10% up to $5 at Walgreens? Or is it only if I swipe my card instead of Apple Pay?
Should still apply. If you want to be sure, SM Chase.
All transactions I have updated on back when this first started are now showing an extra point attached.
All my Google pay purchases now show the extra point in the posted transaction, the first few days no extra point shown, looks like it either takes a couple days, or the fixed to show automatically
Just received response from DM from Chase and they said it is targeted. I also did not receive extra point on any cards using Apple Pay. They said they would only match offer if I could show what account was sent the email for it. 🤷🏻♀️
Any experience if it is valid only on in-store GP payments or also on websites accepting GP? Never sure how much are these two GP ways interconnected.
I sent a secure message and was told that my regular Freedom card is eligible for the bonus. I haven’t tried it yet on any transactions.
Freedom is not eligible.
Even though the Chase rep stated in their secure message to me that the card is eligible? I would think they would have to give me the points after stating that in their response to my inquiry.
I misread you comment. But, yeah, it probably won’t work, hopefully you’ll be able to convince them to make a manual adjustment based on the SM.
No bonus posted for Dec 5th transaction on CFU via Apple Pay.
In my view any rep is just mistaken as it’s been confirmed multiple times by the media team with official language that it’s not targeted. But of course only use it if you’re comfortable with that kind of confirmation.
Then How you gonna explain the bonus points? It’s been confirmed tens times that no bonus points post with transactions. This is not the way that chase usually does.
I’m not sure how it’s historically worked. I assume this time it’ll post at the end of the period.
I guess an easy test would be to find someone who WAS targeted and see if their points already posted. If theirs is posting and the non-targeted people’s are not, that would indicate it’s targeted. I haven’t yet heard anyone say theirs has posted, but haven’t searched well.
Regardless, I’m assuming Chase would make good on what their team said.