Chase Changing United Quest Credit To Travel Bank

Starting 3/24/25 Chase is changing the $125 annual United Quest credit to United TravelBank cash that can be applied to flights of your choosing.

“Starting 3/24/2025, your $125 annual United Quest(SM) Chase issued statement credits will change to United TravelBank cash, which you can apply to the flight of your choosing. View TravelBank cash in your MileagePlus account. For more information visit united.com/TravelBankTerms

Hat tip to reader Jordan L

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York Hong
York Hong (@guest_1969717)
December 13, 2024 21:16

Travel Bank couldn’t be applied when purchasing ticket for other with Plus Point, it makes the value lower.

Matthew F
Matthew F (@guest_1969623)
December 13, 2024 17:18

This is a negative change. Before you could cash out the travel bank by paying for award fees or booking a refundable ticket. I wonder what kind of retention offer they will give when I cancel in April

Avi
Avi (@guest_1969629)
December 13, 2024 17:30

About time they start handing out retention offers as Travel bank cash – expiring in 6 months.

ZinCO
ZinCO (@guest_1969596)
December 13, 2024 16:36

Well that’s how I was using the credit every year anyway, so at least now it’s one less credit I have to worry about at end-of-year.

Jd
Jd (@guest_1969601)
December 13, 2024 16:45

But what is the expiration? If it is like IHG they expire after 180 days.

Karl
Karl (@guest_1969693)
December 13, 2024 20:17
  Jd

Wouldn’t it be under United’s T&C once issued?

5 years from purchase OR “may expire after 18 months of inactivity.”

It might be a positive for people with inactive TravelBank accounts. Although it’s easy to keep active with annual “incidental travel expense” credits too.

Raylan
Raylan (@guest_1969604)
December 13, 2024 16:54

This is actually worse, because it’ll likely work the same way as the IHG TravelBank credit where it’s time-fenced to your card’s anniversary year. Whereas if you buy $125 in TB using the credit, it’ll expire in IIRC 5 years.

Not Sam
Not Sam (@guest_1969673)
December 13, 2024 19:08

So you’d have two expiry dates? Seems needlessly complicated.

Karl
Karl (@guest_1969695)
December 13, 2024 20:19

You already do have two expiry dates. 5 years from purchase OR “may expire after 18 months of inactivity.” Whichever comes first.

Dan
Dan (@guest_1969593)
December 13, 2024 16:33

Unless I’m missing something, looks like a positive change

Mark
Mark (@guest_1969657)
December 13, 2024 18:22

Definitely if you don’t regularly fly UA, it’s going from “use or lose” to bankable