Chase has an interesting offer where you could get $1,000 back when you spend $3,000 or more with Kwiat. Multiple readers have reported receiving a secured messaged titled ‘Notification of changes to the terms and conditions of your Kwiat offer’ that contains the following update (emphasis ours):
Offer valid one time only. Statement credit may be reversed if qualifying purchase is returned/cancelled. Offer expires 9/30/2020. Payment must be made directly with the merchant. May not be combined with other promotions or discounts. Not applicable towards prior purchases. Abuse of offers may result in the exclusion from future offers.
Not surprising given we are talking about $1,000 back here. Chase has always been less clawback heavy than American Express, but this seems like an entirely justified clawback if people are intentionally making purchases only to return items to trigger the offer.
Hat tip to reader Erikas
