2016 Freedom Categories
- Q1 January 1 – March 31: Gas stations and local commuter transportation
- Q2 April 1 – June 30: Grocery stores (not including Walmart and Target purchases) and more
- Q3 July 1 – September 30: Restaurants and more
- Q4 October 1 – December 31: Holiday shopping
The Q2 grocery stores is awesome as we all shop for food and they have lots of gift cards which can be purchased as well. And the Q1 gas category is nice as well, both for gas and for gift cards, as we wrote previously.
You can activate Freedom Q1 2016 now in your online login (appears under the Freedom card, ‘Activate Now’), or wait until the email comes.
Citi Dividend
The categories of the Citi Dividend card were already publicized and include drugstores for Q2, more details here.
Importantly, you can now signup for the Q1 category for 5% cashback from Home Depot and Home furnishing stores from January 1st until March 31st. Many will prefer to max out the full $300 allowance in Q2, as we’ve explained in the previous post.
Discover IT
We’re still waiting to find out what the Discover 2016 categories will be. For now, we just know that Q1 will be gas and ground transportation. That’s good news since it’s possible to buy gift cards at gas stations and get 5%, or even 10% for those who are enrolled in the double cashback offer. More details on that here.
The Q1 2016 offer is now available for signup in your online Discover login.
