The Chase Freedom Flex and Freedom Unlimited cards are again offering new signups a 0% APR rate on purchases and balance transfers for 15 months after card opening. Note: for balance transfers there is a 3% fee.
These had gone away during Covid and have now returned.
Hat tip to reader HelpMeBuildCredit
If we select for it to be deposited into a checking account does it still charge the 3% fee?
I referred P2 for this…1st app didn’t go through, website timed out. I said to apply again and he did, he was not immediately approved. Wait and see or call? His credit is massively better than mine, 800-something score, has a mix (car loan paid off, mortgage, one credit card that has been open for 20 years)
I opened a Freedom Flex months ago using a referral link and got 0% APR for 15 months… This article makes no sense, the 0% APR for 15 months was never removed from this card during COVID.
You can even check yourself using archive.org, here are the snapshots for the Freedom Unlimited page, I checked various dates throughout COVID and it always had the 0% APR, you can see all the old bonuses like the grocery bonus etc.:
https://web.archive.org/web/*/https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited
EDIT: It seems the 0% for balance transfers went away but the 0% for purchases was always available. The article makes it seem like both went away.
Ah, that could be. I just relied on the contributor that it had gone away – could be they meant just the BT part is new.
Perhaps AM just means that his/her 0% offer didn’t go away but the point was that the 0% offer went away for new sign ups for a period of time and is now available again. I don’t know if it did or not but that is how I read it. All good.
No, I checked the Chase site regularly throughout COVID since I was due to go down to 4/24 and wanted to open a Freedom card and the 0% for purchases was always there, and the archive.org snapshots show that the 0% for purchases never went away for anyone. The 0% balance transfer did however go away it seems like. Anyway it makes sense they would remove only the balance transfer offer during COVID, they didn’t want everyone to dump their balances on them to ride out the pandemic.
Just double-checked the terms on the website, and while the offer includes 0% APR for balance transfers, the 3% balance transfer fee still applies.
Let me add a note
What are people using the float for these days? Crypto? Drugs? Actual debt?
JPM stock
Yes!
Intex River Run is decent for the price point
Personally I am into the Intex Explorer boat. Cheapskate choice of thru hikers who want to paddle a lil in the backcountry.