Update 1/7/24: We now have many reports on applying via 75k referral link and getting a 90k match. (Just a word of caution – if it takes you a week or two to get approved, and the public link is already dead, it might be more difficult to get a match.)
Update 1/4/24: Newly generated referrals links are now showing the lower 75k offer. That would point to the 90k offer being pulled on the public platforms soon as well. We are seeing email 90k offers showing an end date of at least January 9th, so the public links will likely last at least that long. Chase affiliates have been told the offer is ending on January 18th at 9am EST. (Note: previously generated referral link still show 90k. DEAD) It still should be possible to apply via referral link and then message Chase and ask for a match. YMMV
Update 10/2/23: Update referral links are now showing these offers. At this stage we will not be creating a post to share your referrals. Please do not share them in the comments below.
Update 9/21/23: This offer is back now as a publicly available offer. Not (yet) available via referral links, though it’ll likely work to apply via referral link and then Secure Message them to get matched to the public offer.
The Offer
Direct links to offer: Ink Business Cash | Ink Business Unlimited | Please use a reader’s referral link when applying for this card
- Chase is now offering 90,000 points/$900 cash back after $6,000 in spend within the first 3 months of account opening
Our Verdict
Previously this was available in branch only, now available online now. These are great offers with a relatively low spend requirement for a business card offer. We will add these to our list of the best credit card bonuses. You can match to these offers, more information here.
Update History:
The offer for $900 for Ink Unlimited is live again
can you add a link here? I only see 750
I see $900 for Unlimited in referral links. $750 for the Cash version.
Edit to add: It seems to be $900 in the link above in The Offer section.
How long do I need to keep this card open? Can I close before 12 months? I applied for an Ink Preferred, got denied, and one of the reason they gave me was too many Chase business cards. I have an Ink Cash I can close, but it is only 10 months old. I wonder if it is OK to close it or I should wait till after 12 months.
Always wait at least 12 months to avoid being banned or having them claw back the points. I personally wait until the yearly fee has hit there is $0 yearly fee in year one but still before the end of month 13th so I can get it refunded
Question here. I opened a cic a few months ago and got the bonus for 75k and I recently opened an ein. Is it possible to refer myself for the 40k from my sole prop to my ein because technically it’s a different business?
I’m interested in the Wings Credit Union churn, however, I’m unsure on a gameplan for the Credit Card. I have applied for a Chase Credit Card in the past, however, I was denied. I want to apply for the Chase Ink card, however, I’m unsure if I will get approved. My plan is to apply for a Chase Business Card soon and if I get denied then I will open a Business Account and Checking/Savings account and try again. Perhaps I will also call the reconsideration line. Any advice on what I should do? Looking forward to your replies.
Can the 1099-misc received as referral bonus be reported on schedule c?
General FYI for Chase Ink, working towards the 75k bonus on my CIU, had my paltry $3k limit nearly maxed out, made a payment to free up space to put another large purchase on it on 3/18, but my available credit hasn’t updated yet. Called Chase and was told my payment had a hold on it, because it’s a new account(<120 days) and the large amount($2500). Tried asking for a CL increase after confirming it was not a hard hit but was denied. Payment dept couldn’t do anything to expedite. I didn’t ask about shuffling around credit from other ink cards because I didn’t want to mess up my 0% promo APR.
Just plan ahead if you find yourself in this situation, a large payment might take a week or so to be reflected in your credit line. Thankfully my SUB deadline isn’t for 4 more weeks, but if it was next week I could have had a big problem.
When has someone last used / earned from a referral link? When someone clicks through my link it says “The offer you are attempting to access is no longer available, you will be redirected to the most current offer”
The page still says “Be sure to apply through this page and the person that referred you can get a bonus once you get the card.”
Will I get a bonus if someone applies through my link?
It looks like the Referral page is no longer creating links, so just trying to be sure I will still get credit.
I’ve seen people say that you’ll still get the bonus even when that redirection message appears. You can try creating a new link again though; the referral-generating page might’ve just been temporarily broken when you tried it.
Worth applying for 75k offer, or wait for 90k?
Which favor CC are you eyeing?
Updating from post https://www.doctorofcredit.com/chase-ink-cash-unlimited-90000-points-now-available-online/#comment-1775289
Sent a SM for P1 + P2 this week and got the match next day. It’s visible in the UR CC account as 5k 3x pending. A hassle to have to request since they abruptly lowered the bonus from 90k down to 75k at beginning of the year but worth the 5mins. Got all the UR as expected. Cha-ching!
Thanks for the update on confirming the Chase SM CSR follow up to grant the bonus 15K UR points after meeting the $6K min spend. I have to do the same when I meet the $6K min spend.
When did you get approved for the cards? In March?
I am trying to determine which of my cards count towards the 5/24 rule. If a business card is not showing up on a personal credit report, does it still count towards the 5/24 rule?
No, it won’t. This is one reason why the Chase Ink cards are popular.
favo
Great to know! I checked my personal credit report, Chase Ink did not show up, US bank business card did not either, but Capital One business card did. I just googled and it seems BOA, Amex and PNC wouldn’t show up as well.
Cap One is a PITA which is why I don’t deal with them anymore.
It is the former, the referral cap is per card, not per person.
Sully