Chase Marriott Personal Premier: $200 Statement Credit + Two Free Nights (Category 1-5) + Annual Fee Waived

This offer is available again. We’ve compared it using the historical high and current bonus as well.

The Offer

Direct link to offer

• Chase is offering the following offer on their Marriott Personal Premier card:
  • $200 statement credit after first purchase
  • Two free nights at a category 1-5 properties
  • 7,500 points after adding the first authorized user and making a purchase within the first 3 months

How To Get This Offer

Just use the direct link.

• Go to Marriott.com
• Search for any hotel
• Click select on any room
• On the first booking page scroll down and you should see the following ad:

Card Details

• Annual fee of $85 is waived
• Card earns at the following rates:
  • 5x points per $1 spent at Marriott & Ritz Carlton locations
  • 2x points per $1 spent on airline tickets purchased directly with the Airline, at car rental agencies and at restaurants
  • 1x points per $1 spent on all other purchases
• Anniversary bonus of a free night certificate for a category 1-5 property.
• 15 credits towards Elite membership after approval and every year after account anniversary
• 1 elite credit for every $3,000 spent
• This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months
• Chase’s 5/24 rule does apply to this card

Our Verdict

Ok so we need to compare this to two offers:

• Historical high of 100,000 points + 7,500 + annual fee not waived
• Current bonus of 75,000 points + 7,500 + annual fee waived

When comparing to the historical high with this offer you save $85 from the annual fee and get a $200 statement credit. So it’s really $285 in cash + two free nights at a category 1-5 property vs  100,000 points. When comparing to the current bonus it’s basically $200 statement credit + two free nights vs 75,000 points (both waive the annual fee).

Marriott’s award chart looks like this:

So if you’re going to redeem for a category five property you’d normally pay 50,000/40,000 points anyway. In that case I would really prefer this $200 statement credit offer as you’re getting $200 vs an extra 35,000/25,000 points (when comparing to the current bonus). If you’re going to redeem for lower tier properties (especially category 3 or under) then the free night certificates lose a lot of their value vs points.

The other thing to consider is that Marriott points also transfer to SPG at a rate of 3:1. Personally I think if you can find category 5 properties you want to stay at, then this statement credit offer is better than straight points. In saying that I don’t really value Marriott points that highly and I do love cash. It’s also worth remembering that finding good category 5 properties isn’t exactly easy so for a lot of people the points option will be better.

Keep in mind post people won’t be eligible due to the Chase 5/24 rule. Make sure you read these things everybody should know about Chase cards before before applying or asking questions in the comments. If you’re not instantly approved keep in mind Chase reconsideration.