Chase Ultimate Rewards Gift Card Redemption Discount (15% Instacart, 10% Apple & More)

The Offer

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Chase Ultimate Rewards is offering a discount on select gift card redemptions:

  • 15% discount:
    • Instacart
  • 10% discount:
    • Apple
    • Wayfair
    • Chili’s
    • Domino’s
    • Happy Rewards
    • Red Robin
    • Topgolf
    • Under Armour
    • California Pizza Kitchen
    • Brinker
    • Spafinder
    • Maggiano’s
    • Yankee Candle
    • Fandango
    • On The Border

Our Verdict

The Instacart and Apple are a little interesting. Most people will do better with transfer partners or with 1.5 cashout value via PYB or booking travel. But this might be useful for someone who doesn’t have the more premium cards and can’t do those things. Some similar gift cards are discounted with Citi ThankYou as well. 

Hat tip to GC Galore

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6 Comments
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Fathiss
Fathiss (@guest_1341766)
March 2, 2022 19:41

sigh….wish I had the Saphhire Reserve for 1.5. Stuck with the 1.25 PYB.
But soon I think I’ll be at 5/24 by default (hard to get credit cards anymore).
Not sure if it’s at 5/24 or below 5/24. Anyone know for sure?

Aaroj
Aaroj (@guest_1341706)
March 2, 2022 17:53

im gon to chili to nite!!

djfly
djfly (@guest_1341561)
March 2, 2022 13:55

What’s PYB for 1.5 cash out?

E
E (@guest_1341579)
March 2, 2022 14:21

Pay Yourself Back for Chase Sapphire Reserve gives 1.5¢ per point.

Celia
Celia (@guest_1341583)
March 2, 2022 14:29

Pay Yourself Back with Chase Sapphire Reserve

Also available at different rates/categories with other Chase cards