Update 5/11/22: New 120k link was found. Hat tip to US Credit Card Guide.
Update 5/4/22: The 120,000 signup offer is showing an expiration date of today, May 4th. It’s possible they’ll extend it or that it’ll still remain alive for a few days via referral links. (ht blandfruitsalad)
The Offer
- Chase is offering on their United Club Infinite card 120,000 mile sign up bonus after you spend $6,000 on purchases within the first 3 months your account is open.
Card Details
- Annual fee of $525 (not waived first year)
- This product is not available to either (i) current Cardmembers of any United ClubSM credit card, or (ii) previous Cardmembers of any United Club credit card who received a new Cardmember bonus for this credit card within the last 24 months. If you are an existing United Club Visa Signature Cardmember and would like this product, please call the number on the back of your card to see if you are eligible for a product change.
- Comes with United Club membership
- Card earns at the following rates:
- 4x miles per $1 spent on United
- 2x miles per $1 spent on dining at restaurants and all other travel
- 1x miles per $1 spent on all other purchases
- Free Platinum Elite IHG status
- $75 statement credit for IHG purchases charged from January 1 – December 31 (2022 only)
- 10% discount on Economy & Saver awards within continental US and CAN
- MileagePlus Premier upgrades for one companion on same reservation award tickets when possible
- Free first and second checked bags
- Premier Access travel services
- Up to $100 Global Entry or TSA PreCheck
- 25% back on United in flight purchase
- No black out dates
- No foreign transaction fees
Our Verdict
Previously this card had no signup bonus, but a waived $525 annual fee the first year, then we saw a 100,000 offer with no waived fee, and now this has been increased to 120,000 – best offer ever. You can use United miles to pay the $525 annual fee, so another way to look at this offer would be a no-free bonus of 85,000 (after using 35,000 miles to cover the annual fee).
Note, another option is to get the United Explorer card with a 70,000 points bonus and no annual fee the first year. If you’ll actually use the benefits on the Infinite card then this new 120,000 signup offer could make sense. We’ve added this to our list of Best Credit Card Signup Bonuses. Check out these Things to Know About Chase Credit Cards before applying.
sigh, too late to the game
I’ll update
Hi, exactly how can I use United miles to pay the $525 annual fee? What’s the process? Thank you.
https://choices.unitedmileageplus.com/
Thank you.
I’m confused. The 120k offer seems to still be alive on *any* referral link. What makes the US Credit Card Guide referral link special enough to get its own update and h/t here?
Is $525 not kind of steep for just the plain United Club which is usually crowded with no food?
Yes, but you’re missing the point.
Lol no one uses this card just for UC access, except maybe noobs and people without PP
So people use this only for the 85k points since you can pay for the AF with points?
Applied through referral for 120k today, approved for 31k CL.
I applied through a referral for 120K points, today, and got approved after calling Chase and moving credit lines. Does anyone knows how long it takes before United Mileage account recognizes that I have the United Club Card? Asking because of the 10% Award discount. Thank you
I can see 100K offer on United Page here – https://www.united.com/ual/en/us/fly/products/chase.html, but when you click on learn more, it is showing 120K offer, Seems both Chase and United are still updating their individual pages.
Now, I can see 100K on United but 120K on Chase
I’m still seeing the 120k offer via referral link.
Does this card bypass 5/24 like the Explorer card or WOH (sometimes)?
any news on bypass ??
Wondering the same!
I posted on the bypass page: https://www.doctorofcredit.com/chase-amazon-card-not-subject-to-5-24-rules/
I know of only a single DP of the Club bypassing…most get a “no”
10/24 denied “Too many credit cards opened in the last two years associated with you”
10/24 lmao
Is the option to redeem miles at 1.5 cents/mile towards the annual fee still available?
Looks like it is, according to this United webpage: https://choices.unitedmileageplus.com/
Yes, that’s what I see for my club card. I’m waiting for the SUB to post in order to do just that.
I was able to redeem 35,000 miles for the $525 annual fee (1.5c/mile). My original offer was 120,000 miles with $6,000 spend so it works out to 85,000 miles.