The Chime prepaid card offers cashback rewards at various merchants where you spend $xx and get back $x. Currently, there are offers at Gamestop $5 off $50, Chipotle free $1, Gap and Banana and Anthropologie $3 off $25, and Sephora $2 off $20.
They’ve now started offering category rewards and you can spend the required amount at any merchant within the category to trigger the cashback reward.
These offers are found alongside the merchant-specific offers. The only current offer I see in my account is to get $3 off $25 on Utilities.
The offers are too small for me to bother with recently, but some may find these interesting.
CHIME has referral reward: (received by email)
—quote
This September, invite your friends to join Chime and get rewarded. When they open a Chime Spending Account with your unique invite link, we’ll give you and your friends $10.00 each.1
To qualify for the referral reward, each friend you invite must enroll between September 7-30, 2016 and they must make an opening deposit of $200.00 or more.1 You can invite your friends from the Chime mobile app by clicking the button below.
— unquote
Login required. After login, you will see a pop-up window with details and your own referral link.
explanation of “1”:
1 In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $10.00 referral reward, the following conditions must be met: The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link and make a single one-time opening deposit of $200.00 or more before September 30, 2016. The opening deposit of the referred friend must be made either by direct deposit, bank ACH transfer, or external debit card transfer. Pay Friends transfers and cash loads do not qualify as an opening deposit. Referring Chime member must be part of the $10.00 for $10.00 referral reward campaign in order for both parties to be eligible for the $10.00 referral reward. The referral reward is paid to both parties within one business day after qualifying funds are first deposited into the referred friend’s Spending Account. Eligible referring Chime members can earn no more than $500.00 in referral rewards per calendar year (January 1, 2016 – December 31, 2016). Referred friend acknowledges that payment of the referral reward may result in the referring Chime member’s knowledge of you establishing an account with us.
Account opened in July, maximum 3 times of debit card funding per account, and maximum of $200 funding each time. The first time of funding does not charge any fee for Paypal Business Debit Card, and after that there will be 3% fee for Paypal Business Debit Card. No fee for all other bank issued debit card.
Hi Chuck! I’m debating opening a Chime account and wondered:
a) if you know of any small sign-up bonuses they’re still running. I read your earlier post citing no more refer-a-friend bonuses.
b) if you still find the card useful. I hear some folks are rarely getting new Chime offers.
Thanks!
Does anyone know if Verizon FIOS payment counts as utilities?
Do they still have the max 3 debit card load for new applicants?
I’m not sure. I was having trouble adding funds with debit a while back (and I’m not new).
I have not received a chime offer in many months. I made non-offer purchases and loaded the card, but it did not make a difference.