Citi Cards Adds Secure Message Option

Citi has brought back the Secure Message feature to their Citi Cards online login. It’s quite possibly a temporary thing due to Covid-19 customer response.

Contact Us (bottom of page) > Secure Message Center > Send a Message

Citi removed the Secure Message option back in 2018, leaving phone or chat as the contact options. Now, Secure Messages is an option as well. (Some have had Secure Messages as an option all along.)

[Update 4/24/20: seems like now the SM option only works for COVID-19 concerns.]

Hat tip to reader Bkkk

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18 Comments
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Waingro
Waingro (@guest_1996886)
February 3, 2025 13:16

Good news: automated phone bot lets you close your credit card account now. No need to talk to a human.

Gadget 🕵️ Bank Bonus Geek
April 24, 2020 15:21

 Chuck The Citi Secure Message Center is essentially dead again. When you find the tiny Secure Message Center link at the bottom of the Contact Us page, it directs you to a page that has a very limited pull-down menu of customer questions, and that gives you a link to specific forms. There is no place to type in any other message subject or blank form to type up and send. I tried both a CC login, and a bank login… dead – dead – dead.

Pat
Pat (@guest_954023)
April 8, 2020 10:09

I’m not able to send a secure message. None of the drop-down options available allow me to write and send a message, the all redirect me to some FEMA form that doesn’t appear to exist.

JP
JP (@guest_954700)
April 9, 2020 09:06

Lol. same here. Its there but not there. Chat is busy and no one available. Phone call has ton of wait. I want to request credit balance refund.

philco
philco (@guest_954794)
April 9, 2020 12:11
  JP

Same here just need to get some credits back to me or transferred to another Citi card with a balance. SM option for me is there but none of the options allow you to craft a message. Tried the chat option and nothing 90 mins later. I guess I’ll have to call in and suck it up.

Oliver
Oliver (@guest_946327)
March 26, 2020 13:49

Although it’s back, it didn’t allow me to close accounts via message. Online chat doesn’t work either. They insisted me to call…this is ridiculous given the current hold time

ssss
ssss (@guest_946112)
March 26, 2020 07:43

It was ridiculous to remove this feature. It was the one reason I was planning to move my accounts to Chase.

Pablo
Pablo (@guest_946014)
March 26, 2020 01:48

I wish they would just keep it there for good instead of removing it… prefer using secure messaging way more than phone (unless it’s something I need done immediately which is not often).

Stefan Krasowski (Rapid Travel Chai)
March 25, 2020 16:17

Yay!

YoniPDX
YoniPDX (@guest_945348)
March 25, 2020 14:33

Saw this the other day -its make P2 account management simpler.

But phone call wasn’t to painful to get AA Citi AF waived took 3 days for my “$99 Valued Customer credit” to post, 15 mins on speaker phone hold – requesting. Said the free 1st bag credit might be valuable for the foreseeable future……

SamL
SamL (@guest_945308)
March 25, 2020 13:41

BoA and USBank need to do this too. Banks generally should also give online methods for doing tasks that don’t need a human. They try to make tasks difficult and force you to go through phone for a lot of things that don’t need that channel.

Fred
Fred (@guest_946116)
March 26, 2020 07:56

BofA has implemented a new chat feature on their website within the past few days. I used it the first day I saw it, but yesterday it timed out when no one picked up.

US Bank has email (might be new; I didn’t look for it until I got my savings bonus a few days ago). Customer Service > Contact Us > More Options (on the right, look for “Email Us”).

SamL
SamL (@guest_947145)
March 27, 2020 18:51

Thanks for that info.

Gadget 🕵️ Bank Bonus Geek
March 27, 2020 01:33

I know it’s not the popular opinion, but SM’s aren’t better than phone or chat for many banking problems. Because a lot of time, you end up waiting 2+ business days to get a response, then you might go days without reading it, just to find out that the bank needed more info. So, it’s a whole lot of back and forth, and I imagine not everyone out in the world logs in to read the responses. I am sure the phone reps get a lot of… well, I submitted an SM X days ago, but they probably don’t have access to see those. Plus, for each SM response, a CSR has to go back through the history on the ticket because they are human and can’t recall what was said, and could very well be a different CSR responding.

I still use SM occasionally when I don’t feel like getting on the phone, or want an answer in days vs minutes. But, I also log in at least daily to check if they responded. Not necessarily a Citi thing, but my biggest pet peeve is when you ask to have an account closed, and they disable the online banking so you can’t even read the response message, let alone know for sure if they did what you asked. Thanks Regions… Thanks M&T.

P
P (@guest_945289)
March 25, 2020 12:54

Do they actually have staff to reply to the messages during this time?