Citi has finally announced their Q1 2018 bonus categories as gas and car rentals. It’s not showing with internet search, but you should see it in the login.
We’ve previously discussed Chase’s Q1 categories which include mobile payments, gas, and communications; Discover will have gas and wholesale clubs. Gas overlaps all three.
Citi Dividend works different than the others in that you can get up to $300 cash back per year on the card, you can even spend $6,000 in one day and one category and get a full 5% back ($300), just you won’t be able to earn anymore cash back on the card at all the rest of the year. This makes it pretty important to know the other quarterly categories of the year to decide which to do. Hopefully, Citi will come out with a full 2018 calendar soon. (Update: Now available.)
The Fine Print
- The total cash back you can earn with the card is $300 per calendar year.
- Within 2 business days of when you enroll in this offer, or January 1, 2018, whichever is later, you will earn an additional 4% cash back on eligible purchases at gas stations and car rental agencies between January 1, 2018, and March 31, 2018.
- Gas stations are classified as merchants that sell automobile gasoline. Gas purchases made at warehouse clubs, discount stores, department stores and convenience stores may not qualify.
- Car rental agencies are classified as merchants that provide the short-term or long-term rentals of cars, trucks, or vans. Car rentals made through travel agencies or travel aggregators may not qualify.
- We do not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. We reserve the right to determine which purchases qualify for this offer. Eligible purchases exclude balance transfers, cash advances, convenience checks, items returned for credit, fees and interest charges. In order to qualify for this offer, the account must be open and current at all times. If your account is closed for any reason, including if you convert to another product, you may no longer be eligible.
Hat tip to reader AKSF
