Citi Dividend card has released the 5% categories for the fourth quarter of 2022:
- Restaurants – Includes purchases at cafes, bars, lounges and fast-food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third-party dining delivery services.
- Select travel – Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.
Remember, Citi is different than other 5% quarterly cards in that you have a $6,000 annual cap rather than a $1,500 quarterly cap. You can get 5% back on up to $6,000 in this quarter, you can save the entire amount for a different quarter, or you can use part up each quarter. A lot of people might have already maxed out their Dividend cards for the year with $6,000 in purchases during Q2 2022 quarter of Grocery and Drugstores given how easy it is to use the Grocery category or to buy gift cards from the drugstore and grocery store.
