Since 2015 Citi has offered cardholders a free FICO score. They are now offering a free FICO score to anybody, there is no need to be a Citi customer. You can access this new website by clicking here or by visiting https://www.creditscore.citi.com. It looks like this is a pilot program of some description as they are offering this score for free for 90 days with no option of extending it. This FICO score is based on data found on your Experian report and they are using the FICO 8 model. Discover launched a similar website in May of 2016, but without the time limited nature.
It looks like Citi will be using this site to show pre-approved and special offers. Fingers crossed for some higher than normal sign up bonus. The free FICO score itself isn’t very useful given how common this benefit is and the fact that Discover already offers free FICO scores for non cardholders.
They do show offers, but they don’t appear to be actual pre-approvals. All APRs had ranges, not set, and there wasn’t any opt-out language.
Would this still work if I have my credit frozen with all three major and two smaller credit bureaus?
No, you’ll need to unfreeze/unlock Experian.
I only had offers for DC and Diamond Preferred with the free score site linked above. The Diamond Preferred offer came with 0% APR for BT for 21 months AND 0% for Purchases for 21 months. Public offer is 0 BT for 21 months and only 12 months for purchases.
800+ fico scores with all 3 bureaus!!
I’ll sign up in a few days, to see if Barclays reported my balance paid off. I need to call Chase to get a CLI on a card. I’m going to do two and I’ll report back. It will be interesting as I’m already a Citi cardholder. That and I’ll see if Chase combines hard pulls for CLIs.
It asked me to log in with my Citi log in,but would not let me in.
I created a new account for the freebie and that worked.
Now I can save my monthly for anther day.
How often is it refreshed? monthly?
Doesn’t state refresh rate as far as I can tell…
As with creditscorecard.com this site does not work properly if you are using an ad blocker.
There are offers at the bottom of the page. Not substantially great.
just Citi being Citi